12754 112th St, Largo, FL 33778 Property Records

Pinellas County property record for 12754 112th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,474 sqft · built 1976
Lot Size	0.174 acres (7,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jun 2026)
Tax Bill	$6,777 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8708-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8708-2`
Alternative APNs	`09-30-15-64739-008-0130` `301509647390080130` `153009647390080130` `R101967`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	1,474 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	7,575 sqft (0.174 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	303 sqft
Deck Area	304 sqft
Patio Area	304 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101967
Street Address	12754 112TH ST
City	LARGO
State	FL
Zip	33778-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD ESTATES SUB SECTION 2 BLK H, LOT 13
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	ORANGEWOOD ESTATES SUB
Legal Tract	64739
Legal Block	H
Legal Lot Number	13
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	25311

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12754 112TH ST, LARGO, FL 33778-1953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 30, 2019	Loan Modification, Mortgage · Line of Credit CITIBANK
Oct 17, 2019	Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Jan 14, 2019	Warranty Deed, Transfer STEWART TITLE
Jul 12, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Jan 14, 2019 · Amount on Record
Deed Document Number	2026155163
Deed Book / Page	23587 / 2150
Prior Transfer Date	Jan 27, 2006
Prior Transfer Doc	0149170689
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 9, 2026
Property Address	12754 112TH ST, LARGO, FL 33778-1953
Document Number	0000155163
Book / Page	23587 / 2150
Instrument Date	Jun 3, 2026
Instrument	2026155163
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	REALTECH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12754 112TH ST, LARGO, FL 33778-1953

Mortgage

Document Number	0000155164,
Date	Jun 9, 2026
Instrument	2026155164

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 9, 2026
Property Address	12754 112TH ST, LARGO, FL 33778-1953
Document Number	0235872150
Book / Page	23587 / 2150
Instrument Date	Jun 3, 2026
Instrument	2026155163
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	REALTECH TITLE LLC, REALTECH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12754 112TH ST, LARGO, FL 33778-1953

Mortgage

Document Number	0000155164,
Date	Jun 9, 2026
Instrument	2026155164

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Recording Date	Oct 30, 2019
Property Address	12754 112TH ST, LARGO, FL 33778-1953
Document Number	0207521372
Book / Page	020752 / 001372
Instrument Date	Sep 19, 2019
Instrument	349957
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995

Mortgage

Document Number	207521372
Date	Oct 30, 2019
Book Page	020752/001372
Instrument	349957

Lender

Name	CITIBANK
Type	Bank
Address	388 GREENWICH ST # 6TH, NEW YORK, NY 10013-2362

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 17, 2019
Property Address	12754 112TH ST, LARGO, FL 33778-1953
Document Number	0207361257
Book / Page	020736 / 001257
Instrument Date	Sep 19, 2019
Instrument	335792
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 14, 2019
Property Address	12754 112TH ST, LARGO, FL 33778-1953
Document Number	0203962131
Book / Page	020396 / 002131
Instrument Date	Jan 14, 2019
Instrument	15041
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12754 112TH ST, LARGO, FL 33778-1953
Document Number	0201371886
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12754 112TH ST LARGO FL 337781953, LARGO, FL 33778-1953

Mortgage

Document Number	0201371886
Date	Jul 23, 2018
Book Page	020137/001886
Instrument	232959

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,777.00 (+10.34%)	$370,983 (+12.18%) Land $134,320 Building $236,663	$370,983 (+12.18%) Land $134,320 Building $236,663
2024	$6,142.00 (+7.47%)
2023	$5,715.00 (+9.86%)	$330,693 (+11.57%)	$330,693 (+11.57%) Land $144,729 Building $185,964
2022	$5,202.00	$296,400	$296,400 Land $149,229 Building $147,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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