Worcester County property record for 12751 Memory Ln, Ocean City, MD 21842
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,345 sqft · built 2023 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,219 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-769427 |
| Primary APN | 10-769427 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,345 sqft Total Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,400 sqft (0.124 acres) |
| Porch | Slab |
| Porch Area | 156 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 769427 |
|---|---|
| Street Address | 12751 MEMORY LN |
| City | OCEAN CITY |
| State | MD |
| Zip | 21842-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 26 BLK E 40' X 1 W SIDE GOLF COURSE RD OCEAN CITY HEIGHTS |
| Legal Subdivision | OCEAN CITY HEIGHTS |
| Legal Block | E |
| Legal Lot Number | 26 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 950100 |
12751 Memory Ln, a single family home, is owned by a company.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12319 OCEAN GTWY, 304, OCEAN CITY, MD 21842-9598 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF OCEAN CITY |
| May 10, 2024 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 12751 MEMORY LN, OCEAN CITY, MD 21842-1411 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0091060220 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 9106/220 |
| Name | BANK OF OCEAN CITY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | May 10, 2024 |
| Property Address | 12751 MEMORY LN, OCEAN CITY, MD 21842 |
| Document Number | 0087540457 |
| Book / Page | 8754 / 457 |
| Map Reference | LB ODC 45 FO 89 |
| Instrument Date | Mar 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12319 OCEAN GTWY STE 304, 304, OCEAN CITY, MD 21842-9598 |
The 2026 property tax bill for 12751 Memory Ln was $7,219, up 5.7% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,219.00 (+5.68%) | $782,200 | $866,400 Land $103,300 Building $763,100 |
| 2025 | $6,831.00 | ||
| 2023 | $5,632.00 | $588,567 | $740,100 Land $90,800 Building $649,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12751 Memory Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12751 Memory Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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