1275 White Dirt Rd, Dobson, NC 27017 Property Records

Surry County property record for 1275 White Dirt Rd, Dobson, NC 27017

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,352 sqft · built 1978
Lot Size	2.99 acres (130,244 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2025)
Tax Bill	$1,091 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4977-00-77-6604`

Property Details

APN / Parcel Number

Primary APN	`4977-00-77-6604`
Alternative APNs	`100066637` `100132187`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	130,244 sqft (2.99 acres)
Lot Width	640 ft Width
Garage Type	Carport
Garage Area	416 sqft
Carport	Carport
Carport Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100132187
Street Address	1275 WHITE DIRT RD
City	DOBSON
State	NC
Zip	27017-7757
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	WHITE DIRT RD
Legal Subdivision	WHITE DIRT-PRISON CAMP
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	2
Census Block	2015
Census Tract	931002

Owner

1275 White Dirt Rd, a rural home, is owned and occupied by two individuals who bought it in May 2025.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1275 WHITE DIRT RD, DOBSON, NC 27017-7757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING LLC
Mar 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK
May 12, 2025	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Prior Sale	May 11, 2006 · Amount on File
Deed Document Number	2025724467
Deed Book / Page	1932 / 694
Prior Transfer Date	Oct 2, 2009
Prior Transfer Doc	1306/0477
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	1275 WHITE DIRT RD, DOBSON, NC 27017-7757
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001963/272
Date	Feb 12, 2026
Book Page	1963/272
Instrument	731359

Lender

Name	UNITED MORTGAGE LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	1275 WHITE DIRT RD, DOBSON, NC 27017-7757
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001886/931
Date	Mar 15, 2024
Book Page	1886/931
Instrument	713906

Lender

Name	FLAGSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	May 12, 2025
Property Address	1275 WHITE DIRT RD, DOBSON, NC 27017-7757
Document Number	001932/694
Book / Page	1932 / 694
Instrument Date	May 8, 2025
Instrument	724467
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 WHITE DIRT RD, DOBSON, NC 27017-7757

Mortgage

Document Number	0000724468
Date	May 12, 2025
Instrument	724468

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 1275 White Dirt Rd was $1,091, up 18.6% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,091.00 (+18.59%)	$118,260 (-46.88%) Land $16,250 Building $102,010	$118,260 (-46.88%) Land $16,250 Building $102,010
2025	$920.00	$222,630 Land $16,250 Building $206,380	$222,630 Land $16,250 Building $206,380
2023	$652.00	$118,260 Land $16,250 Building $102,010	$118,260 Land $16,250 Building $102,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1275 White Dirt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1275 White Dirt Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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