1275 W Cove Rd, Viola, ID 83872 Property Records

Latah County property record for 1275 W Cove Rd, Viola, ID 83872

Property Summary

Property TypeSingle Family Home
Lot Size14.6 acres (635,976 sqft)
OwnerIndividual Name on File
Tax Bill$1,055 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2020 Mortgage
+ 1 more
APNRP41N06W128702

Property Details

APN / Parcel Number

Primary APNRP41N06W128702
Alternative APN
  • RP41N06W125112T

Exterior

Lot Area635,976 sqft (14.6 acres)

Location & Zoning

Street Address1275 W COVE RD
CityVIOLA
StateID
Zip83872-9799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14.60 AC SWSE TAX #4776 12 41 6
JurisdictionLATAH ID
Township / Civil DivisionPOTLATCH
Census Block Group4
Census Block4032
Census Tract5500

Owner

1275 W Cove Rd is owned and occupied by an individual who acquired it in August 2006.

Source: Latah County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1275 W COVE RD, VIOLA, ID 83872-9799
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Nov 10, 2020Deed of Trust, Mortgage · VA Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Oct 13, 2021Deed of Trust, Mortgage · VA Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2006
Deed SaleAug 1, 2006
Deed Document Number507186
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLATAH ID
Property Address1275 W COVE RD, VIOLA, ID 83872-9799
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000621140
DateJan 25, 2022
Instrument621140
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLATAH ID
Property Address1275 W COVE RD, VIOLA, ID 83872-9799
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanySOLIDIFI TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000610115
DateNov 10, 2020
Instrument610115
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLATAH ID
Property Address1275 W COVE RD, VIOLA, ID 83872-9799
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyUNKNOWN, SOLIDIFI TITLE AGENCY LC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000619013
DateOct 13, 2021
Instrument619013
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount on Record
Term350 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1275 W Cove Rd was $1,055 with a homeowner's exemption.

Source: Latah County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyLatah County
Unified School DistrictPotlatch School District 285 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,055.00 Homeowner's exemption$273,799 Land $86,605 Building $187,194$273,799 Land $86,605 Building $187,194
2023$995.00 Homeowner's exemption$270,831 Land $75,719 Building $195,112$270,831 Land $75,719 Building $195,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1275 W Cove Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1275 W Cove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Airbridge Broadband
Fixed Wireless · not low latency
300 / 300
First Step Internet
Fixed Wireless
25 / 4

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Cove Rd

Nearby Streets

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