Cook County property record for 1275 Thorndale Ct, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1.5 ba · 968 sqft · built 1984 |
| Lot Size | 0.131 acres (5,724 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Oct 2009) |
| Tax Bill | $3,795 (2023) |
| Deeds & Mortgages | Dec 2019 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-103-106 |
| Primary APN | 06-20-103-106 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,724 sqft (0.131 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1275 THORNDALE CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8113 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (PARKWOOD) (II) (UNIT1) SUB OF PT OF SECS17,19 & IN N W SEC 20-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Subdivision | PARKWOOD II UNIT1 |
| Legal Lot Number | 42 |
| Legal Unit | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 804406 |
1275 Thorndale Ct, a townhouse, is owned and occupied by an individual who bought it in October 2009.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1275 THORNDALE CT, ELGIN, IL 60120-8113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage CBC NAT'L BK MTG |
| May 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage VISION ONE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2009 · Amount on File |
| Deed Sale | Oct 1, 2009 · Amount on File |
| Prior Sale | Jun 9, 2009 |
| Deed Document Number | 200912219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1275 THORNDALE CT, ELGIN, IL 60120-8113 |
| Document Number | 2001547128 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1275 THORNDALE CT ELGIN IL 601208113, ELGIN, IL 60120-8113 |
| Document Number | 2001547128 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 1547128 |
| Name | CBC NAT'L BK MTG |
|---|---|
| Address | ALPHARETTA, GA 30022 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1275 THORNDALE CT, ELGIN, IL 60120-8113 |
| Document Number | 1813829495 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1275 THORNDALE CT ELGIN IL 601208113, ELGIN, IL 60120-8113 |
| Document Number | 1813829495 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 13829495 |
| Name | VISION ONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | NEWPORT BEACH, CA 92660 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,000 Land $4,007 Building $18,993 | $230,000 Land $40,070 Building $189,930 | |
| 2023 | $3,795.00 (+3.75%) | ||
| 2022 | $3,658.00 Homeowner's exemption | $16,499 Land $2,999 Building $13,500 | $164,990 Land $29,990 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1275 Thorndale Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1275 Thorndale Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures