1275 Summit Oaks Dr E, Jacksonville, FL 32221 Property Records

Duval County property record for 1275 Summit Oaks Dr E, Jacksonville, FL 32221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,122 sqft · built 2000
Lot Size	0.232 acres (10,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,400 (Aug 2019)
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008897-7865`

Property Details

APN / Parcel Number

Primary APN	`008897-7865`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,122 sqft Living Area
Gross Area	2,767 sqft
1st Floor Area	2,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,094 sqft (0.232 acres)
Lot Dimensions	144 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	245 sqft
Deck Area	Deck Area
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1275 SUMMIT OAKS DR E
City	JACKSONVILLE
State	FL
Zip	32221-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	52-62 29-2S-25E .23 CRYSTAL CREEK UNIT ONE LOT 10
Legal Range	25E
Legal Township	02S
Legal Section	29
Legal Subdivision	CRYSTAL CREEK UNIT ONE
Legal Lot Number	10
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2000
Census Tract	11904

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1275 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 19, 2019	Special Warranty Deed, Transfer · FHA Mortgage STATEWIDE MORTGAGE LLC
Apr 30, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Apr 30, 2018
Deed Document Number	2019193310
Deed Book / Page	18904 / 281
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	0183672397
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Apr 9, 2026
Property Address	1275 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3252
Document Number	0000082806
Book / Page	21861 / 2014
Instrument Date	Mar 18, 2026
Instrument	202682806
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3252

Mortgage

Document Number	0000082806,
Date	Apr 9, 2026
Book Page	21861/2014
Instrument	202682806

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.01%
Max Rate	-1%

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 19, 2019
Property Address	1275 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3252
Document Number	0189040281
Book / Page	18904 / 0281
Map Reference	MB 52 PG 62&62A-62E
Instrument Date	Aug 15, 2019
Instrument	2019193310
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	REO TITLE COMPANY OF FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,283.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3252

Mortgage

Document Number	0189040283
Date	Aug 19, 2019
Instrument	18904/0283

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 30, 2018
Property Address	1275 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3252
Document Number	0183672397
Book / Page	018367 / 002397
Instrument Date	Apr 27, 2018
Instrument	100777
Transaction Type	Foreclosure
Record Updated	May 22, 2018

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1275 SUMMIT OAKS DR E JACKSONVILLE FL 322213252, JACKSONVILLE, FL 32221-3252

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,807 (+0.79%) Land $55,000 Building $228,807	$283,807 (-8.38%) Land $55,000 Building $228,807
2025	$4,624.00 (+6.37%) Homeowner's exemption	$281,587 (+0.77%)	$309,763 (+10.86%) Land $60,000 Building $249,763
2024	$4,347.00 (-2.84%)
2023	$4,474.00 (+12.33%) Homeowner's exemption	$279,428 (+11.87%) Land $55,000 Building $224,428	$279,428 (+11.87%) Land $55,000 Building $224,428
2022	$3,983.00	$249,789 Land $45,000 Building $204,789	$249,789 Land $45,000 Building $204,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2008–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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