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1275 Sugar Loaf Mountain Rd, Morehead, KY 40351 Property Records

Rowan County property record for 1275 Sugar Loaf Mountain Rd, Morehead, KY 40351

Property Summary

Property TypeRural Home
Details3 bd · 1.5 ba · 1,232 sqft · built 1977
Lot Size18 acres (784,080 sqft)
OwnerCompany Name on Record
Tax Bill$1,057 (2025)
Deeds & MortgagesAug 2026 Sale
Jul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN030-00 00 013.00

Property Details

APN / Parcel Number

Primary APN030-00 00 013.00
Alternative APNs
  • 7306
  • 7311
  • 7719

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,232 sqft Living Area
Basement Area1,232 sqft
Finished Basement1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area784,080 sqft (18 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number7719
Street Address1275 SUGAR LOAF MOUNTAIN RD
CityMOREHEAD
StateKY
Zip40351-7743
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionHSE, BARN & 15 A+- SUGARLOAF MTN RD
JurisdictionROWAN KY
Township / Civil DivisionHILDA-TRIPLETT
Census Block Group4
Census Block4008
Census Tract950100

Owner

Source: Rowan County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1275 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-7743
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateAug 31, 2026
Property Address1275 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-7743
Document Number0002049944
Book / Page301 / 68
Instrument DateAug 21, 2026
Instrument20262049944
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1275 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-7743

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN KY
Recording DateJul 6, 2026
Property Address1275 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-7743
Document Number0002048291
Book / Page495 / 517
Instrument DateJun 24, 2026
Instrument20262048291
Transaction TypeMortgage
Record UpdatedJul 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1275 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-7743

Mortgage

Document Number0002048291,
DateJul 6, 2026
Book Page495/517
Instrument20262048291
Lender
NameCITIZENS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 29, 2041
Interest
Rate TypeFixed Rate
Rate5.87%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,057.00 (-1.67%)$126,275 (-) Land $121,355 Building $4,920$169,000 (-) Land $59,000 Building $110,000
2023$1,075.00$126,275 Land $121,355 Building $4,920$169,000 Land $59,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimMay 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWAN WATER INC
private · serves 18,765 people · EPA ID KY1030375
Water SourcePurchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State InspectionFeb 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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