1275 Spring Valley Dr, Pegram, TN 37143 Property Records

Cheatham County property record for 1275 Spring Valley Dr, Pegram, TN 37143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1977
Lot Size	6.09 acres (265,716 sqft)
Owner	Owner on Record
Last Sale	$77,000 (Jun 1993)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011084 03052`

Property Details

APN / Parcel Number

Primary APN	`011084 03052`
Alternative APN	`084 03052`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	265,716 sqft (6.09 acres)
Terrain	Rolling

Exterior Amenities

Porch	Enclosed Porch
Porch Area	256 sqft
Deck Area	80 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1275 SPRING VALLEY DR
City	PEGRAM
State	TN
Zip	37143-5074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY EST 6A
Legal Subdivision	SPRING VALLEY EST
Legal Lot Number	6A
Jurisdiction	CHEATHAM TN
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	70102

Owner

Source: Cheatham County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner on Record
Mailing Address	1275 SPRING VALLEY DR, PEGRAM, TN 37143-5074
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 21, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANLEADERS/AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 1993 · Amount on Record
Deed Sale	Jun 30, 1993 · Amount on Record
Deed Document Number	0000336229
Deed Book / Page	336 / 229
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	1275 SPRING VALLEY DR, PEGRAM, TN 37143-5074
Document Number	RB 210697
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1275 SPRING VALLEY DR PEGRAM TN 371435074, PEGRAM, TN 37143-5074

Mortgage

Document Number	RB 210697
Date	Oct 13, 2020
Book Page	000571/000923
Instrument	210697

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	1275 SPRING VALLEY DR, PEGRAM, TN 37143-5074
Document Number	RB 198508
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 SPRING VALLEY DR PEGRAM TN 371435074, PEGRAM, TN 37143-5074

Mortgage

Document Number	RB 198508
Date	Aug 5, 2019
Book Page	000550/000529
Instrument	198508

Lender

Name	LOANLEADERS/AMERICA
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

Source: Cheatham County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cheatham County
Unified School District	Cheatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00	$123,850 Land $41,625 Building $82,225
2024			$495,400 Land $166,500 Building $328,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	114 (1978–2024)
Claims Outside the SFHA	25 of 114
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 7 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 49 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER ROAD UTILITY DISTRICT serves 3,859 people · EPA ID TN0000582
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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