1275 S River Rd, Des Plaines, IL 60018 Property Records

Cook County property record for 1275 S River Rd, Des Plaines, IL 60018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,527 sqft · built 1923
Lot Size0.186 acres (8,100 sqft)
Owner2 Company Names on Record
Tax Bill$7,036 (2023)
Deeds & MortgagesSep 2023 Transfer
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN09-21-304-003

Property Details

APN / Parcel Number

Primary APN09-21-304-003
Alternative APN
  • 09-21-304-003-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,527 sqft Living Area

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1924
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,100 sqft (0.186 acres)
Garage TypeDetached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1275 S RIVER RD
CityDES PLAINES
StateIL
Zip60018-1673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SHORE) ACRES SUB IN DES PLAINES OF THAT PT OF THE NH OF SW SEC 21-41-12
Legal Range12E
Legal Township41N
Legal Section21
Legal SubdivisionACRES SUB
Legal Lot Number17
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group1
Census Block1001
Census Tract806400

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1275 S RIVER RD, DES PLAINES, IL 60018-1673
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2013
Deed SaleNov 18, 2013
Prior SaleApr 22, 1994 · Amount on Record
Deed Document Number201347020
Prior Transfer DateJun 1, 2006
Prior Transfer Doc0000005356
Record UpdatedOct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateSep 14, 2023
Property Address1275 S RIVER RD, DES PLAINES, IL 60018-1673
Document Number0025713088
Map ReferenceDOC 448763
Instrument DateAug 4, 2023
Instrument2325713088
Transaction TypeTransfer
Record UpdatedSep 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1275 S RIVER RD, DES PLAINES, IL 60018-1673

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1275 S RIVER RD, DES PLAINES, IL 60018-1673

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1275 S RIVER RD, DES PLAINES, IL 60018-1673
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022141110
DateAug 9, 2021
Instrument2122141110
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueApr 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1275 S RIVER RD, DES PLAINES, IL 60018-1673
Document Number1735346118
Instrument DateNov 30, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1275 S RIVER RD DES PLAINES IL 600181673, DES PLAINES, IL 60018-1673

Mortgage

Document Number1735346118
DateDec 19, 2017
Instrument35346118
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2047
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityDes Plaines City
Elementary School DistrictDes Plaines Community Consolidated School District 62 (PK - 08)
Secondary School DistrictMaine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,000 (+2%) Land $7,290 Building $28,710$360,000 (+2%) Land $72,900 Building $287,100
2023$7,036.00 (+2.88%)
2022$6,839.00 (+25.93%)$30,000 (+42.86%) Land $6,075 Building $23,925$300,000 (+42.86%) Land $60,750 Building $239,250
2021$5,431.00 Homeowner's exemption$21,000 Land $5,265 Building $15,735$210,000 Land $52,650 Building $157,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 74 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies98 units insured
incl. 24 condo units
Nearby Flood Claims160 (1982–2023)
Claims Outside the SFHA34 of 160
Most Recent ClaimJul 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 76 claims
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 54 claims
  • Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES PLAINES
serves 60,675 people · EPA ID IL0310630
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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