1275 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 1275 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	882 sqft · built 2018
Lot Size	0.739 acres (32,234 sqft)
Owner	2 Individual Names on File
Last Sale	$17,000 (Nov 2016)
Tax Bill	$435 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`295-00-00-049`

Property Details

APN / Parcel Number

Primary APN	`295-00-00-049`
Alternative APN	`35`

Interior

Stories	1 Story
Building Area	882 sqft Gross Area

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Lot Area	32,234 sqft (0.739 acres)

Location & Zoning

Account Number	35
Street Address	1275 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	PARCEL A
Legal Subdivision	TEDDY J SIMS
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1000
Census Tract	970905

Owner

Source: Kershaw County records · APN 295-00-00-049

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1275 RIDGEWAY RD, LUGOFF, SC 29078-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2016 · Amount on Record
Deed Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	0003610262
Deed Book / Page	3610 / 262
Last Transfer Date	Nov 14, 2016
Transfer Doc	0000008645
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1275 RIDGEWAY RD, LUGOFF, SC 29078-9504
Document Number	0000002208
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 04, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 RIDGEWAY RD LUGOFF SC 290789504, LUGOFF, SC 29078-9504

Mortgage

Document Number	0000002208
Date	Mar 25, 2019
Book Page	004003/000001
Instrument	2208

Lender

Name	MID CAROLINA CU
Type	Credit Union
Address	LUGOFF, SC 29078

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$435.00 (-0.68%)	$87,400 (-0.23%) Land $17,000 Building $70,400	$87,400 (-0.23%)
2023	$438.00	$87,600 Land $17,000 Building $70,600	$87,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Based on FCC filings for 54 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.