1275 Pray Rd, Lisbon, NY 13658 Property Records

St. Lawrence County and Lisbon Town property record for 1275 Pray Rd, Lisbon, NY 13658

Property Summary

Property Type	Mobile Home
Details	720 sqft · built 1968
Lot Size	0.502 acres (21,904 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Feb 2007)
Tax Bill	$930 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jul 2018 Mortgage
APN	`405000 49.002-1-16`

Property Details

APN / Parcel Number

Primary APN	`405000 49.002-1-16`
Alternative APN	`500004900200010160000000`

Interior

Building Area	720 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Mobile Home
Lot Area	21,904 sqft (0.502 acres)
Lot Dimensions	148 ft deep x 148 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	405000 49.002-1-16
Street Address	1275 PRAY RD
City	LISBON
State	NY
Zip	13658-3269
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	01 - NOT Z
Legal Description	RE:042000SP22000
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	LISBON
Census Block Group	1
Census Block	1024
Census Tract	491300

Owner

Source: St. Lawrence County and Lisbon Town records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1275 PRAY RD, LISBON, NY 13658-3269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2024	Warranty Deed, Transfer · Conventional Mortgage ST LAWRENCE FCU
Jul 13, 2018	Deed of Trust, Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2007 · Amount on Record
Deed Sale	Feb 21, 2007 · Amount on Record
Prior Sale	Apr 28, 2000 · Amount on Record
Deed Book / Page	2007 / 2626
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Oct 23, 2024
Property Address	1275 PRAY RD, LISBON, NY 13658-3269
Document Number	0000011822
Instrument Date	Sep 4, 2024
Instrument	R-2024-00011822
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1275 PRAY RD, LISBON, NY 13658-3269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 FAIRBURN RD, OGDENSBURG, NY 13669-5112

Mortgage

Document Number	0000011823
Date	Oct 23, 2024
Instrument	R-2024-00011823

Lender

Name	ST LAWRENCE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	12.2%
Index	Prime Rate
Max Rate	12.2%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	1275 PRAY RD, LISBON, NY 13658-3269
Document Number	0000008965
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 PRAY RD LISBON NY 136583269, LISBON, NY 13658-3269

Mortgage

Document Number	0000008965
Date	Jul 18, 2018
Instrument	8965

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2033

Tax Assessment & Valuation

Source: St. Lawrence County and Lisbon Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Lisbon Town
Unified School District	Lisbon Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$930.00 (+13.41%)	$41,000 (+90.7%) Land $6,000 Building $35,000	$69,492 (+93.93%) Land $10,170 Building $59,322
2024	$820.00 Homeowner's exemption	$21,500 (-) Land $5,700 Building $15,800	$35,833 (+8.33%) Land $9,500 Building $26,333
2023		$21,500 Land $5,700 Building $15,800	$33,077 Land $8,769 Building $24,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEUVELTON VILLAGE serves 830 people · EPA ID NY4404387
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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