Erath County property record for 1275 Pr897, Ofc CR456, Stephenville, TX 76401
| Property Type | Rural Home |
|---|---|
| Details | 3,869 sqft · built 2004 |
| Lot Size | 8.08 acres (352,008 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,625 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000072258 |
| Primary APN | R000072258 |
|---|---|
| Alternative APN |
|
| Building Area | 3,869 sqft Living Area |
|---|---|
| 1st Floor Area | 2,165 sqft |
| Basement Area | 722 sqft |
| Finished Basement | 722 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 352,008 sqft (8.08 acres) |
| Garage Type | Attached |
| Garage Area | 819 sqft |
| Porch | Porch |
| Porch Area | 76 sqft |
| Patio Area | 1,260 sqft |
| Account Number | R.0097.00295.00.0 |
|---|---|
| Street Address | 1275 PR897 OFC CR456, CR456 |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0097 BAILEY JESSE; & HOUSE |
| Jurisdiction | ERATH TX |
| Township / Civil Division | STEPHENVILLE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 950201 |
1275 Pr897, Ofc CR456 is owned and occupied by two individuals who acquired it in May 2010.
Source: Erath County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1275 PR897, STEPHENVILLE, TX 76401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 28, 2010 |
| Transfer Doc | 201003024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Oct 22, 2019 |
| Property Address | 1275 PR897 OFC CR456, CR456, STEPHENVILLE, TX 76401 |
| Document Number | 0201906167 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 2019-06167 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Title Company | N TITLE COMPANY, KING TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1275 PR 897, STEPHENVILLE, TX 76401 |
| Investor | Possibly a Property Investor |
| Document Number | 0201906168 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 2019-06168 |
| Name | CITIZENS NATIONAL BANK OF TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | 3 Years |
| Min Rate At Change | 6% |
| Max Rate At Change | 8% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 12% |
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Unified School District | Stephenville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,625.00 (+25.28%) | $755,100 (+65,560.87%) Land $21,150 Building $733,950 | $895,570 (+872.92%) Land $161,620 Building $733,950 |
| 2025 | $7,683.00 (+9.98%) Homeowner's exemption | $1,150 (+3.6%) | $92,050 (-35%) |
| 2023 | $6,986.00 (-10.26%) Homeowner's exemption | $1,110 | $141,620 |
| 2022 | $7,785.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1275 Pr897, Ofc CR456 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2013–2016) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1275 Pr897, Ofc CR456 is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
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