1275 Orchard Rd, Richfield, NC 28137 Property Records

Rowan County property record for 1275 Orchard Rd, Richfield, NC 28137

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,866 sqft · built 1988
Lot Size	16.2 acres (706,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,000 (Mar 2019)
Tax Bill	$2,041 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`516 013`

Property Details

APN / Parcel Number

Primary APN	`516 013`
Alternative APN	`6262619`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Lot Area	706,979 sqft (16.2 acres)

Exterior Amenities

Porch	Porch
Porch Area	640 sqft
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1275 ORCHARD RD
City	RICHFIELD
State	NC
Zip	28137-6727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16.23AC
Legal Subdivision	EDWIN GREBLE & LAVINA GREBLE
Jurisdiction	ROWAN NC
Township / Civil Division	MORGAN
Census Block Group	1
Census Block	1016
Census Tract	50904

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1275 ORCHARD RD, RICHFIELD, NC 28137-6727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 17, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Mar 11, 2019	Warranty Deed, Transfer · VA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on Record
Deed Sale	Mar 11, 2019 · Amount on Record
Prior Sale	May 5, 2009 · Amount on Record
Deed Book / Page	1324 / 252
Prior Transfer Date	Sep 9, 2014
Prior Transfer Doc	0012420147
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1275 ORCHARD RD, RICHFIELD, NC 28137-6727
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014120522
Date	Oct 26, 2022
Book Page	1412/522

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1275 ORCHARD RD, RICHFIELD, NC 28137-6727
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013580729
Date	Oct 15, 2020
Book Page	1358/729

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1275 ORCHARD RD, RICHFIELD, NC 28137-6727
Document Number	0013400209
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1275 ORCHARD RD RICHFIELD NC 281376727, RICHFIELD, NC 28137-6727

Mortgage

Document Number	0013400209
Date	Dec 23, 2019
Book Page	001340/000209

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 11, 2019
Property Address	1275 ORCHARD RD, RICHFIELD, NC 28137-6727
Document Number	0013240252
Book / Page	1324 / 0252
Instrument Date	Mar 11, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 EVENING DR, 222, SALISBURY, NC 28147-8112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 ORCHARD RD, RICHFIELD, NC 28137-6727

Mortgage

Document Number	0013240253
Date	Mar 11, 2019
Instrument	1324/0253

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,041.00	$304,712 (-) Land $112,586 Building $192,126	$304,712 (-) Land $112,586 Building $192,126
2023	$2,041.00	$304,712 Land $112,586 Building $192,126	$304,712 Land $112,586 Building $192,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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