1275 NW Pine Lake Dr, Stuart, FL 34994 Property Records

Martin County property record for 1275 NW Pine Lake Dr, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,774 sqft · built 1964
Lot Size	0.598 acres (26,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,545,000 (Feb 2025)
Tax Bill	$7,882 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`30-37-41-010-011-0008.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`30-37-41-010-011-0008.0-1-0000`
Alternative APNs	`30-37-41-010-011-00080-1` `7372`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,774 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	2,774 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,049 sqft (0.598 acres)
Garage Type	Attached
Garage Area	376 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	600 sqft
Deck Area	322 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7372
Street Address	1275 NW PINE LAKE DR
City	STUART
State	FL
Zip	34994-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH RIVER SHORES SEC 4 LOT 8 BLK 11
Legal Range	41E
Legal Township	37S
Legal Section	30
Legal Subdivision	NORTH RIVER SHORES
Legal Block	11
Legal Lot Number	8
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2000
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1275 NW PINE LAKE DR, STUART, FL 34994-9432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 6, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 6, 2021	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Prior Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	20253114834
Deed Book / Page	3484 / 528
Prior Transfer Date	Jul 28, 2004
Prior Transfer Doc	0019741362
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1275 NW PINE LAKE DR, STUART, FL 34994-9432
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 NW PINE LAKE DR, STUART, FL 34994-9432

Mortgage

Document Number	0035461880
Date	Feb 2, 2026
Book Page	3546/1880
Instrument	3168265

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1275 NW PINE LAKE DR, STUART, FL 34994-9432
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 NW PINE LAKE DR, STUART, FL 34994-9432

Mortgage

Document Number	0032962073
Date	Mar 1, 2022
Book Page	3296/2073
Instrument	2945799

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 6, 2021
Property Address	1275 NW PINE LAKE DR, STUART, FL 34994-9432
Document Number	0031871425
Book / Page	3187 / 1425
Map Reference	MB 3 PG 78
Instrument Date	Dec 17, 2020
Instrument	2860096
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	792 NW WATERLILY PL, 792, JENSEN BEACH, FL 34957-3504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 NW PINE LAKE DR, STUART, FL 34994-9432

Mortgage

Document Number	0031871427
Date	Jan 6, 2021
Instrument	3187/1427

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 6, 2021
Property Address	1275 NW PINE LAKE DR, STUART, FL 34994-9432
Document Number	0031871422
Book / Page	003187 / 001422
Instrument Date	Dec 14, 2020
Instrument	2860095
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	792 NW WATERLILY PL JENSEN BEACH FL 349573504, JENSEN BEACH, FL 34957-3504

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,882.00 (+41.53%)	$512,294 (+49.44%)	$1,170,880 (+50.31%) Land $750,000 Building $420,880
2024	$5,569.00 (+2.07%)
2023	$5,456.00 (+3.63%) Additional exemption filed	$342,811 (+3%)	$778,960 (+33.88%) Land $550,000 Building $228,960
2022	$5,265.00 Homeowner's exemption	$332,827	$581,820 Land $420,000 Building $161,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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