1275 Mirassou Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1275 Mirassou Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,953 sqft · built 2020
Lot Size	0.126 acres (5,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,005,500 (Jun 2021)
Tax Bill	$13,316 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`808-57-102`

Property Details

APN / Parcel Number

Primary APN	`808-57-102`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,953 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	1,053 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,479 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1275 MIRASSOU LN
City	GILROY
State	CA
Zip	95020-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A140
Legal Subdivision	10446 GROVE
Legal Tract	10446
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1020
Census Tract	512509

Owner

Source: Santa Clara County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1275 MIRASSOU LN, GILROY, CA 95020-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PREMIERONE CU
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 3, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	202124982884
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1275 MIRASSOU LN, GILROY, CA 95020-2714
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 MIRASSOU LN, GILROY, CA 95020-2714

Mortgage

Document Number	0025346962
Date	Jul 28, 2022
Instrument	25346962

Lender

Name	PREMIERONE CU
Type	Credit Union
Address	SAN JOSE, CA 95119

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 5, 2047

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1275 MIRASSOU LN, GILROY, CA 95020-2714
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 MIRASSOU LN, GILROY, CA 95020-2714

Mortgage

Document Number	0025241837
Date	Feb 16, 2022
Instrument	25241837

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 3, 2021
Property Address	1275 MIRASSOU LN, GILROY, CA 95020-2714
Document Number	0024982884
Map Reference	MB 921 PG 8-20
Instrument Date	May 25, 2021
Instrument	24982884
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1275 MIRASSOU LN, GILROY, CA 95020-2714

Mortgage

Document Number	0024982885
Date	Jun 3, 2021
Instrument	24982885

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,109,948 (+2%) Land $613,114 Building $496,834
2025	$13,316.00 (+2.21%) Homeowner's exemption	$1,088,186 (+4.04%) Land $601,093 Building $487,093
2023	$13,028.00 (+1.66%) Homeowner's exemption	$1,045,932 Land $577,752 Building $468,180
2022	$12,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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