1275 Millpond Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1275 Millpond Rd, Charlottesville, VA 22902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,420 sqft · built 1994
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Last Sale	$336,000 (Aug 2022)
Tax Bill	$3,323 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090C0-02-05-01000`

Property Details

APN / Parcel Number

Primary APN	`090C0-02-05-01000`
Alternative APN	`37063`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,420 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	5,097 sqft (0.117 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	22 sqft
Deck Area	124 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1275 MILLPOND RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-8764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK VILLAGE HOMES IV 5 10
Legal Subdivision	MILL CREEK VILLAGE HOMES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2004
Census Tract	11303

Owner

Source: Albemarle County records · APN 090C0-02-05-01000

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1275 MILLPOND RD, CHARLOTTESVILLE, VA 22902-8764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2022	Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 02, 2017	Grant Deed, Transfer · Conventional with PMI PRESIDENTIAL BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2022 · Amount on Record
Deed Sale	Aug 05, 2022 · Amount on Record
Prior Sale	Jun 02, 2017 · Amount on Record
Deed Document Number	20229562
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 05, 2022
Property Address	1275 MILLPOND RD, CHARLOTTESVILLE, VA 22902-8764
Document Number	202200009562
Map Reference	MB 1388 PG 99
Instrument Date	Aug 02, 2022
Instrument	202200009562
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1275 MILLPOND RD, CHARLOTTESVILLE, VA 22902-8764

Mortgage

Document Number	202200009563
Date	Aug 05, 2022
Instrument	202200009563

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 02, 2017
Property Address	1275 MILLPOND RD, CHARLOTTESVILLE, VA 22902-8764
Document Number	0000006208
Book / Page	004917 / 000110
Instrument Date	Jun 02, 2017
Instrument	6208
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1275 MILLPOND RD CHARLOTTESVILLE VA 229028764, CHARLOTTESVILLE, VA 22902-8764

Mortgage

Document Number	6209
Date	Jun 02, 2017
Book Page	004917/000115
Instrument	6209

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,323.00 (+5.79%)	$371,700 (+5.78%) Land $133,000 Building $238,700	$371,700 (+5.78%) Land $133,000 Building $238,700
2025	$3,141.00 (+5.94%)	$351,400 (+1.18%) Land $116,000 Building $235,400	$351,400 (+1.18%) Land $116,000 Building $235,400
2023	$2,965.00	$347,300 Land $116,000 Building $231,300	$347,300 Land $116,000 Building $231,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030113032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 266 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Ting Fiber	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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