Ramsey County property record for 1275 Halper Pl, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,158 sqft · built 1985 |
| Lot Size | 0.312 acres (13,634 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Sep 2025) |
| Tax Bill | $3,664 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-30-22-14-0047 |
| Primary APN | 04-30-22-14-0047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,158 sqft Living Area |
| 1st Floor Area | 1,158 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Split Entry |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,634 sqft (0.312 acres) |
| Lot Dimensions | 268 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1275 HALPER PL |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G |
| Legal Description | HALPER'S FIRST ADDTIION LOT 9 BLK 4 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 04 |
| Legal Quarter | 1 |
| Quarter-Quarter Section | 4 |
| Legal Subdivision | HALPERS FIRST ADDTIION |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 40101 |
1275 Halper Pl is owned and occupied by an individual who bought it in September 2025.
Source: Ramsey County records, as of January 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1275 HALPER PL, WHITE BEAR LAKE, MN 55110-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 26, 2025 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 6, 2025 | Warranty Deed, Transfer · Construction Mortgage COULEE BANK |
| Oct 27, 2017 | Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK |
| Sep 6, 2017 | Deed of Trust, Mortgage · Conventional with PMI TCF NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on File |
| Deed Sale | Sep 26, 2025 · Amount on File |
| Prior Sale | Jun 6, 2025 · Amount on File |
| Deed Document Number | A05080782 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1275 HALPER PL, SAINT PAUL, MN 55110-2204 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A04932273 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | A04932273 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 26, 2025 |
| Property Address | 1275 HALPER PL, SAINT PAUL, MN 55110-2204 |
| Document Number | 0A05080782 |
| Instrument Date | Sep 24, 2025 |
| Instrument | A05080782 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | GIBRALTER TITLE, GIBRALTAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,270.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1275 HALPER PL, WHITE BEAR LAKE, MN 55110-2204 |
| Document Number | 0A05080783 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | A05080783 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 6, 2025 |
| Property Address | 1275 HALPER PL, SAINT PAUL, MN 55110-2204 |
| Document Number | 0A05067660 |
| Instrument Date | May 29, 2025 |
| Instrument | A05067660 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | GIBRALTAR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $970.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 COUNTY ROAD D W STE 1, 1, NEW BRIGHTON, MN 55112-3517 |
| Document Number | 0A05067661 |
|---|---|
| Date | Jun 6, 2025 |
| Instrument | A05067661 |
| Name | COULEE BANK |
|---|---|
| Type | Bank |
| Address | LA CROSSE, WI 54601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | May 29, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1275 HALPER PL, WHITE BEAR TP, MN 55110-2204 |
| Document Number | 0004687281 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1275 HALPER PL WHITE BEAR LAKE MN 551102204, WHITE BEAR LAKE, MN 55110-2204 |
| Document Number | 0004687281 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 4687281 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1275 HALPER PL, WHITE BEAR TP, MN 55110-2204 |
| Document Number | 0004676421 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1275 HALPER PL WHITE BEAR TOWNSHIP MN 551102204, WHITE BEAR TOWNSHIP, MN 55110-2204 |
| Document Number | 0004676421 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 4676421 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 13, 2032 |
The 2025 property tax bill for 1275 Halper Pl was $3,664 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,664.00 Homeowner's exemption | $305,300 Land $65,200 Building $240,100 | $305,300 Land $65,200 Building $240,100 |
| 2023 | $3,184.00 Homeowner's exemption | $283,100 Land $65,200 Building $217,900 | $283,100 Land $65,200 Building $217,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1275 Halper Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1275 Halper Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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