1275 Gwynn Rd, Nesbit, MS 38651 Property Records

DeSoto County property record for 1275 Gwynn Rd, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,222 sqft · built 1928
Lot Size	0.302 acres (13,187 sqft)
Owner	Company Name on Record
Tax Bill	$948 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-08-7-26-04-0-00014-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-7-26-04-0-00014-00`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,222 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,187 sqft (0.302 acres)
Lot Width	68 ft Width
Deck Area	168 sqft
Utility Building	360 sqft

Location & Zoning

Street Address	1275 GWYNN RD
City	NESBIT
State	MS
Zip	38651-8409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-1
Legal Description	RES & PT 27
Legal Range	08
Legal Township	02
Legal Section	26
Legal Subdivision	VILLAGE NESBIT
Legal Lot Number	14
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	71121

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4380 HUNTER CV, HERNANDO, MS 38632-6383
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST CO
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO
Aug 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018
Deed Sale	Aug 8, 2018
Prior Sale	Feb 4, 2005
Deed Document Number	W00863-00747
Deed Book / Page	0863 / 747
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1275 GWYNN RD, NESBIT, MS 38651-8409
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004586/394
Date	Aug 8, 2018
Book Page	4586/394
Instrument	T04586-00394

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 15, 2019

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1275 GWYNN RD, NESBIT, MS 38651-8409
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004641/395
Date	Nov 26, 2018
Book Page	4641/395

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 8, 2018
Property Address	1275 GWYNN RD, NESBIT, MS 38651-8409
Document Number	000863/747
Book / Page	0863 / 747
Map Reference	PB 2 PB 24
Instrument Date	Jul 18, 2018
Instrument	W00863-00747
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2930 PINE TREE LOOP, 2930, HERNANDO, MS 38632-8377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 ROBERTSON PLACE DR, HERNANDO, MS 38632-2255

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00 (+11.53%)	$8,139 (+32.73%) Land $1,500 Building $6,639	$54,258 (+32.73%) Land $10,000 Building $44,258
2023	$850.00	$6,132	$40,878 Land $10,000 Building $30,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY HAVEN MOBILE HOME PARK private · serves 829 people · EPA ID MS0170027
Water Source	Groundwater
Last State Inspection	May 2023
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2020
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000

May also be available: C Spire Wireless, T-Mobile, Xfinity.

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