Cayuga County and Summerhill Town property record for 1275 E Lake Rd, Cortland, NY 13045
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 1 ba · 504 sqft · built 1920 |
| Lot Size | 0.46 acres (20,067 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Sep 2011) |
| Tax Bill | $4,994 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 055800 223.20-1-42 |
| Primary APN | 055800 223.20-1-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 504 sqft Living Area |
| 1st Floor Area | 504 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,067 sqft (0.46 acres) |
| Lot Dimensions | 128 ft deep x 155 ft wide |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 20017180 |
|---|---|
| Street Address | 1275 E LAKE RD |
| City | CORTLAND |
| State | NY |
| Zip | 13045-8911 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 200 |
| Legal Description | SM 78-222 236' LAKE FRONT |
| Legal Subdivision | SHOWING LANDS OF HARRY & MABLE LAW |
| Legal Block | 1 |
| Legal Lot Number | 42.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | SUMMERHILL |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 40900 |
1275 E Lake Rd, a residential property, is owned by two individuals who bought it in September 2011.
Source: Cayuga County and Summerhill Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 W MAIN ST, CORTLAND, NY 13045-1142 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2011 · Amount on File |
| Deed Sale | Sep 29, 2011 · Amount on File |
| Deed Document Number | 2011119436 |
| Deed Book / Page | 1457 / 97 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1275 E Lake Rd was $4,994, up 146.3% from the year before.
Source: Cayuga County and Summerhill Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Summerhill Town |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,994.00 (+146.25%) | ||
| 2025 | $2,028.00 (-0.64%) | $184,900 Land $105,800 Building $79,100 | $210,114 Land $120,227 Building $89,887 |
| 2024 | $2,041.00 (-2.2%) | ||
| 2023 | $2,087.00 | $184,900 Land $105,800 Building $79,100 | $184,900 Land $105,800 Building $79,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1275 E Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1981–2004) |
| Most Recent Claim | Apr 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1275 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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