1275 E Baldwin Ln, Unit 401, Palatine, IL 60074 Property Records

Cook County property record for 1275 E Baldwin Ln, Unit 401, Palatine, IL 60074

Property Summary

Property Type	Condominium
Details	2 bd · 1,450 sqft · built 1981
Lot Size	0.647 acres (28,192 sqft)
Owner	Individual Name on Record
Last Sale	$145,500 (Aug 2019)
Tax Bill	$3,866 (2023)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-200-092-1038`

Property Details

APN / Parcel Number

Primary APN	`02-12-200-092-1038`

Interior

Bedrooms	2 Beds
Units	78 Units
Building Area	1,450 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Lot Area	28,192 sqft (0.647 acres)

Location & Zoning

Street Address	1275 E BALDWIN LN, 401
City	PALATINE
State	IL
Zip	60074-3071
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U401 SAN TROPAI CONDO BLDG 2 S780FT NW1/4 NE1/4 S12 T42N R10E
Legal Range	10E
Legal Township	42N
Legal Section	12
Legal Subdivision	SAN TROPAI CONDO BLDG 02
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2000
Census Tract	803614

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 E MAIN ST, SOUTH ELGIN, IL 60177-1730
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Aug 13, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Oct 12, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	201942047
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1275 E BALDWIN LN UNIT 401, 401, PALATINE, IL 60074-3071
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 E BALDWIN LN 401, 401, PALATINE, IL 60074-3071

Mortgage

Document Number	0035320137
Date	Dec 19, 2025
Instrument	2535320137

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 13, 2019
Property Address	1275 E BALDWIN LN UNIT 401, 401, PALATINE, IL 60074-3071
Document Number	1922542047
Instrument Date	Jul 29, 2019
Instrument	22542047
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E MAIN ST SOUTH ELGIN IL 601771730, SOUTH ELGIN, IL 60177-1730

Mortgage

Document Number	1922542048
Date	Aug 13, 2019
Instrument	22542048

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Interest

Rate	3.87%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 12, 2018
Property Address	1275 E BALDWIN LN UNIT 401, 401, PALATINE, IL 60074-3071
Document Number	1828519000
Instrument Date	Sep 18, 2018
Instrument	28519000
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$104.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8656 FRONTAGE RD MORTON GROVE IL 600533113, MORTON GROVE, IL 60053-3113

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,109 (+31%) Land $335 Building $16,774	$171,090 (+31%) Land $3,350 Building $167,740
2023	$3,866.00 (+3.37%)
2022	$3,740.00	$13,060 Land $282 Building $12,778	$130,600 Land $2,820 Building $127,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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