1275 Clover Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 1275 Clover Rd, Helena, MT 59602

Property Summary

Property Type	Duplex
Details	4,048 sqft · built 2023
Lot Size	1.25 acres (54,450 sqft)
Owner	Company Name on Record
Last Sale	$627,196 (Apr 2023)
Tax Bill	$6,737 (2026)
Deeds & Mortgages	Nov 2022 Construction Loan Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0531696`

Property Details

APN / Parcel Number

Primary APN	`R0531696`
Alternative APNs	`05-1888-05-3-04-40-0000` `0000030844`

Interior

Units	2 Units
Stories	1 Story
Building Area	4,048 sqft Total Area
1st Floor Area	4,048 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000030844
Street Address	1275 CLOVER RD
City	HELENA
State	MT
Zip	59602-7192
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	1
Legal Description	MUNGER TRACTS, S05, T10 N, R03 W, LOT 11
Legal Range	03W
Legal Township	10N
Legal Section	05
Legal Subdivision	MUNGER TRACTS
Legal Tract	11
Legal Lot Number	11
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	3
Census Block	3006
Census Tract	400

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	530 PEAKS EDGE ST, HELENA, MT 59601-6541
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Construction Mortgage OPPORTUNITY BANK OF MT
Apr 27, 2023	Warranty Deed, Transfer · Line of Credit OPPORTUNITY BANK OF MT
Sep 29, 2022	Warranty Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Sep 29, 2022
Deed Document Number	20233410610
Deed Book / Page	62 / 953
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1275 CLOVER RD, HELENA, MT 59602
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M61/6790
Date	Nov 9, 2022
Book Page	M61/6790
Instrument	3405847

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Apr 27, 2023
Property Address	1275 CLOVER RD, HELENA, MT 59602
Document Number	000M62/953
Book / Page	M62 / 953
Map Reference	DOC 275113
Instrument Date	Apr 26, 2023
Instrument	3410610
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	NOT AVAILABLE, FLYINGS TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22726 SW JOHNSON RD, WEST LINN, OR 97068-9724

Mortgage

Document Number	0003410611
Date	Apr 27, 2023
Instrument	3410611

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Sep 29, 2022
Property Address	1275 CLOVER RD, HELENA, MT 59602
Document Number	00M61/5519
Book / Page	M61 / 5519
Map Reference	DOC 275113
Instrument Date	Sep 2, 2022
Instrument	3404437
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 CLOVER RD, HELENA, MT 59602

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,737.00 (+329.38%)	$918,000 (+448.79%)
2025			$918,000 (+448.79%) Land $132,648 Building $785,352
2023	$1,569.00	$167,277	$167,277 Land $132,277 Building $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLACIER POINT HO AND WUA private · serves 210 people · EPA ID MT0004559
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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