Carroll County property record for 1275 Cambria Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,682 sqft · built 2014 |
| Lot Size | 1.67 acres (72,876 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $764,000 (Nov 2021) |
| Tax Bill | $8,216 (2026) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-430653 |
| Primary APN | 04-430653 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,682 sqft Total Area |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 72,876 sqft (1.67 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 54 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 430653 |
|---|---|
| Street Address | 1275 CAMBRIA RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 21A - 1.6729 ACS 1275 CAMBRIA RD 53-67 MILL AT CLEARFIELD AMND |
| Legal Subdivision | THE MILL AT CLEARFIELD |
| Legal Lot Number | 21A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 504201 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1275 CAMBRIA RD, WESTMINSTER, MD 21157-7266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 9, 2021 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on Record |
| Deed Sale | Nov 9, 2021 · Amount on Record |
| Prior Sale | Nov 25, 2013 · Amount on Record |
| Deed Book / Page | 10549 / 434 |
| Prior Transfer Date | Sep 16, 2011 |
| Prior Transfer Doc | 0067370222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1275 CAMBRIA RD, WESTMINSTER, MD 21157-7266 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0110980406 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 11098/406 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 9, 2021 |
| Property Address | 1275 CAMBRIA RD, WESTMINSTER, MD 21157-7266 |
| Document Number | 0105490434 |
| Book / Page | 10549 / 434 |
| Map Reference | MB 53 PG 67 |
| Instrument Date | Oct 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1275 CAMBRIA RD, WESTMINSTER, MD 21157-7266 |
| Document Number | 0010549441 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 10549/441 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,216.00 (+4.69%) Homeowner's exemption | $751,167 (+19.81%) | $786,500 (+7.23%) Land $226,700 Building $559,800 |
| 2025 | $7,848.00 (+10.78%) Homeowner's exemption | ||
| 2023 | $7,084.00 | $626,967 | $733,500 Land $206,700 Building $526,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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