1275 Bluff Dr, #302, Osage Beach, MO 65065 Property Records

Camden County property record for 1275 Bluff Dr, #302, Osage Beach, MO 65065

Property Summary

Property Type	Condominium
Details	1 ba · 413 sqft · built 1986
Owner	2 Individual Names on Record
Tax Bill	$333 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08 2.0 10.0 000.0 003 027.516`

Property Details

APN / Parcel Number

Primary APN	`08 2.0 10.0 000.0 003 027.516`

Interior

Full Baths	1 Bath
Units	335 Units
Building Area	413 sqft Gross Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	1275 BLUFF DR, 302
City	OSAGE BEACH
State	MO
Zip	65065-2019
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 302 BLD G
Legal Range	16W
Legal Township	39N
Legal Section	10
Legal Subdivision	HERON BAY CONDO
Legal Unit	302
Jurisdiction	CAMDEN MO
Township / Civil Division	PAWHUSKA
Census Block Group	1
Census Block	1023
Census Tract	950201

Owner

Source: Camden County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1275 BLUFF DR, OSAGE BEACH, MO 65065-2019
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer FCB BANKS
Mar 18, 2024	Warranty Deed, Transfer FCB BANKS
Nov 24, 2021	Beneficiary Deed, Transfer
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024
Deed Sale	Mar 18, 2024
Prior Sale	Mar 18, 2024 · Amount on Record
Deed Book / Page	896 / 600
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Mar 18, 2024
Property Address	5655 HERON BAY # G302, G302, OSAGE BEACH, MO 65065-2681
Document Number	000896/600
Book / Page	896 / 600
Map Reference	MB 30 PG 26A-26C
Instrument Date	Mar 12, 2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 BLUFF DR, OSAGE BEACH, MO 65065-2019

Mortgage

Document Number	0000351426
Date	Mar 18, 2024
Instrument	351///426

Lender

Name	FCB BANKS
Type	Bank

Agreement

Amount	Amount Recorded

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Mar 18, 2024
Property Address	1275 BLUFF DR # 302, 302, OSAGE BEACH, MO 65065-2019
Document Number	000896/600
Book / Page	896 / 600
Map Reference	MB 30 PG 26A-26C
Instrument Date	Mar 12, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 BLUFF DR, OSAGE BEACH, MO 65065-2019

Mortgage

Document Number	0000351426
Date	Mar 18, 2024
Instrument	351///426

Lender

Name	FCB BANKS
Type	Bank

Agreement

Amount	Amount Recorded

November 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CAMDEN MO
Recording Date	Nov 24, 2021
Property Address	1275 BLUFF DR # 302, 302, OSAGE BEACH, MO 65065-2019
Document Number	000863/547
Book / Page	863 / 547
Map Reference	MB 30 PG 26A-26C
Instrument Date	Nov 23, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	913 BULLPEN DR, O FALLON, MO 63366-4762

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Sep 17, 2021
Property Address	1275 BLUFF DR # 302, 302, OSAGE BEACH, MO 65065-2019
Document Number	000859/986
Book / Page	859 / 986
Map Reference	MB 30 PG 26A-26C
Instrument Date	Sep 14, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 BULLPEN DR, O FALLON, MO 63366-4762

Mortgage

Document Number	0000340934
Date	Sep 17, 2021
Instrument	340/934

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Municipality	Osage Beach City
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$333.00 (-4.58%)	$8,400 (-)	$44,211 (-)
2023		$8,400 (-)	$44,211 (-)
2022	$349.00	$8,400	$44,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 52% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE BEACH EAST PWS serves 2,611 people · EPA ID MO3011367
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Splash Wireless Internet.

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