1275 10th Rd, Chapman, NE 68827 Property Records

Merrick County property record for 1275 10th Rd, Chapman, NE 68827

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,948 sqft · built 1981
Lot Size	7.35 acres (320,166 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Oct 2022)
Tax Bill	$3,520 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0004295.00`

Property Details

APN / Parcel Number

Primary APN	`0004295.00`
Alternative APN	`3219-03-2-00000-000-4295`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Unfinished Basement	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	320,166 sqft (7.35 acres)
Garage Type	Mixed
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1275 10TH RD
City	CHAPMAN
State	NE
Zip	68827-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05-AGRICUL
Legal Description	TAX LOT B IN W1/2 NW1/4 64-4CHT CFD
Legal Range	07
Legal Township	12
Legal Section	03
Legal Lot Number	B
Jurisdiction	MERRICK NE
Township / Civil Division	CHAPMAN
Census Block Group	2
Census Block	2067
Census Tract	966700

Owner

1275 10th Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Merrick County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1275 10TH RD, CHAPMAN, NE 68827-2715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on File
Deed Sale	Oct 18, 2022 · Amount on File
Deed Document Number	20221505
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	1275 10TH RD, CHAPMAN, NE 68827-2715
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 WARREN LN, GRAND ISLAND, NE 68801-3869

Mortgage

Document Number	0202301407
Date	Dec 11, 2023
Instrument	2023-01407

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Apr 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	1275 10TH RD, CHAPMAN, NE 68827-2715
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201506
Date	Oct 18, 2022
Instrument	2022-01506

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	GRAND ISLAND, NE 68803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	1275 10TH RD, CHAPMAN, NE 68827-2715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000103
Date	Jan 31, 2020
Instrument	2020-00103

Lender

Name	HOME FEDERAL SLA
Type	Bank
Address	GRAND ISLAND, NE 68801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1275 10th Rd was $3,520.

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Merrick County
County Subdivision	Chapman Township
Unified School District	Central City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,620 (+3.73%) Land $107,675 Building $338,945	$446,620 (+3.73%) Land $107,675 Building $338,945
2025	$3,520.00	$430,575 Land $107,675 Building $322,900	$430,575 Land $107,675 Building $322,900
2023	$3,818.00	$333,055 Land $75,425 Building $257,630	$333,055 Land $75,425 Building $257,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1275 10th Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1275 10th Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5
Hamilton.net Fixed Wireless	10 / 1

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