12748 Crescent Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 12748 Crescent Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,757 sqft · built 1997
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$350,217 (Aug 2026)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-408-021.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-408-021.000-018`
Alternative APN	`1609250408021000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,757 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	1,757 sqft
2nd Floor Area	1,085 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	172 ft deep x 58.9 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12748 CRESCENT DR
City	CARMEL
State	IN
Zip	46032-2092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .17, SECTION 25, TOWNSHIP 18, RANGE 3, PARKSIDE VILLAGE, SECTION 2, LOT 38
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	PARKSIDE VILLAGE SECTION 2
Legal Block	2
Legal Lot Number	38
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	111011

Owner

12748 Crescent Dr is owned and occupied by an individual who bought it in August 2026.

Source: Hamilton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	12748 CRESCENT DR, CARMEL, IN 46032-2092
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Jan 13, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Jan 2, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Jan 2, 2019 · Amount on File
Deed Document Number	202637218
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 17, 2026
Property Address	12748 CRESCENT DR, CARMEL, IN 46032-2092
Document Number	0000037218
Instrument Date	Aug 11, 2026
Instrument	202637218
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12748 CRESCENT DR, CARMEL, IN 46032-2092

Mortgage

Document Number	0000037219,
Date	Aug 17, 2026
Instrument	202637219

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12748 CRESCENT DR, CARMEL, IN 46032-2092
Document Number	0000003021
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12748 CRESCENT DR CARMEL IN 460322092, CARMEL, IN 46032-2092

Mortgage

Document Number	0000003021
Date	Jan 17, 2020
Instrument	3021

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 16, 2030

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 2, 2019
Property Address	12748 CRESCENT DR, CARMEL, IN 46032-2092
Document Number	2019000134
Map Reference	DOC 9709194
Instrument Date	Dec 31, 2018
Instrument	2019000134
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12748 CRESCENT DR, CARMEL, IN 46032-2092

Mortgage

Document Number	2019000135
Date	Jan 2, 2019
Instrument	2019000135

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 12748 Crescent Dr was $2,303 with a homeowner's exemption, down 5.5% from the year before.

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,303.00 (-5.5%)	$256,800 (+5.59%) Land $82,100 Building $174,700	$256,800 (+5.59%) Land $82,100 Building $174,700
2024	$2,437.00 (+17.16%)	$243,200 (+10.55%) Land $82,100 Building $161,100	$243,200 (+10.55%) Land $82,100 Building $161,100
2023	$2,080.00 (-1.47%)	$220,000 (+6.23%) Land $82,100 Building $137,900	$220,000 (+6.23%) Land $82,100 Building $137,900
2022	$2,111.00	$207,100 Land $56,900 Building $150,200	$207,100 Land $56,900 Building $150,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12748 Crescent Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12748 Crescent Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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