12746 79th Ct, Sebastian, FL 32958 Property Records

Indian River County property record for 12746 79th Ct, Sebastian, FL 32958

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,920 sqft · built 2004
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (Nov 2019)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-38-21-00012-0000-00010.0`

Property Details

APN / Parcel Number

Primary APN	`30-38-21-00012-0000-00010.0`
Alternative APN	`10768`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	140 ft deep x 156 ft wide
View / Lot	Interior
Porch	Open Porch
Porch Area	672 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12746 79TH CT
City	SEBASTIAN
State	FL
Zip	32958-3016
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ROSE-4
Legal Description	GERVAIS SUBDIVISION LOT 10 PBI 9-33
Legal Range	38E
Legal Township	30S
Legal Section	21
Legal Subdivision	GERVAIS SUBDIVISION
Legal Lot Number	10
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2051
Census Tract	50808

Owner

12746 79th Ct, a mobile home, is owned and occupied by two individuals who bought it in November 2019.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12746 79TH CT, SEBASTIAN, FL 32958-3016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 20, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Prior Sale	Jun 8, 2005 · Amount on File
Deed Document Number	201968102
Deed Book / Page	3256 / 78
Prior Transfer Date	May 21, 2010
Prior Transfer Doc	0024210579
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	12746 79TH CT, SEBASTIAN, FL 32958-3016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031751854
Date	Jan 8, 2019
Book Page	3175/1854
Instrument	3120190001539

Lender

Name	PNC BANK NA
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Dec 25, 2038

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 20, 2019
Property Address	12746 79TH CT, SEBASTIAN, FL 32958-3016
Document Number	0032560078
Book / Page	003256 / 000078
Instrument Date	Nov 14, 2019
Instrument	68102
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	PARADISE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12746 79TH CT SEBASTIAN FL 329583016, SEBASTIAN, FL 32958-3016

Mortgage

Document Number	32560079
Date	Nov 20, 2019
Book Page	003256/000079
Instrument	68103

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12746 79th Ct was $1,608 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 Homeowner's exemption	$127,333	$211,427 Land $76,245 Building $135,182
2023	$1,283.00 (+3.63%)	$120,140 (+3%)	$192,017 (+10.05%) Land $59,670 Building $132,347
2022	$1,238.00	$116,640	$174,480 Land $86,190 Building $88,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12746 79th Ct in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	39 (1991–2023)
Claims Outside the SFHA	22 of 39
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 25 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12746 79th Ct is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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