12745 Turquoise Ter, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12745 Turquoise Ter, Silver Spring, MD 20904

Property Summary

Property Type	Townhouse
Details	3 ba · 1,901 sqft · built 1981
Lot Size	0.076 acres (3,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,000 (Dec 2018)
Tax Bill	$4,504 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02032495`

Property Details

APN / Parcel Number

Primary APN	`05-02032495`
Alternative APN	`02032495`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,901 sqft Living Area
1st Floor Area	792 sqft
Basement Area	361 sqft
Finished Basement	361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,325 sqft (0.076 acres)
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02032495
Street Address	12745 TURQUOISE TER
City	SILVER SPRING
State	MD
Zip	20904-5367
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	SNOWDENS MILL 7461/4 30
Legal Subdivision	SNOWDENS MILL
Legal Block	B
Legal Lot Number	84
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3006
Census Tract	701414

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12745 TURQUOISE TER, SILVER SPRING, MD 20904-5367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 27, 2018	Grant Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL
Dec 6, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Jan 5, 1994 · Amount on Record
Deed Book / Page	57027 / 88
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12745 TURQUOISE TER, SILVER SPRING, MD 20904-5367
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	NOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12745 TURQUOISE TER, SILVER SPRING, MD 20904-5367

Mortgage

Document Number	0624070331
Date	Apr 5, 2021
Book Page	62407/331

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 27, 2018
Property Address	12745 TURQUOISE TER, SILVER SPRING, MD 20904-5367
Document Number	0570270088
Book / Page	057027 / 000088
Instrument Date	Dec 6, 2018
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	RSI TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12745 TURQUOISE TER SILVER SPRING MD 209045367, SILVER SPRING, MD 20904-5367

Mortgage

Document Number	570270117
Date	Dec 27, 2018
Book Page	057027/000117

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	10400 DETRICK AVE, KENSINGTON, MD 20895-2440

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 26, 2023

Mortgage

Document Number	570270096,
Date	Dec 27, 2018
Book Page	057027/000096

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12745 TURQUOISE TER, SILVER SPRING, MD 20904-5367
Document Number	0578770358
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	RSI TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12745 TURQUOISE TER SILVER SPRING MD 209045367, SILVER SPRING, MD 20904-5367

Mortgage

Document Number	0578770358
Date	Jul 17, 2019
Book Page	057877/000358

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,500 (+7.97%) Land $161,700 Building $269,800	$431,500 (-) Land $161,700 Building $269,800
2025	$4,504.00 (+37.32%)	$399,633 (+18.97%)	$431,500 (+28.46%) Land $161,700 Building $269,800
2023		$335,900 Land $161,700 Building $174,200	$335,900 Land $161,700 Building $174,200
2022	$3,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, MoCoNet.

Nearby Properties on Turquoise Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures