Chisago County property record for 12745 Mentzer Trl, Lindstrom, MN 55045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,193 sqft · built 2002 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $321,000 (Mar 2021) |
| Tax Bill | $4,954 (2026) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00840-07 |
| Primary APN | 15-00840-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,193 sqft Living Area |
| Gross Area | 2,984 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 1,193 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3992436 |
|---|---|
| Street Address | 12745 MENTZER TRL |
| City | LINDSTROM |
| State | MN |
| Zip | 55045-8423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUBDIVISIONNAME LAKE COUNTRY ESTATES LOT 003 BLOCK 002 SUBDIVISIONCD 15490 |
| Legal Range | 020 |
| Legal Township | 033 |
| Legal Section | 04 |
| Legal Subdivision | LAKE COUNTRY ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | LINDSTROM |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 110503 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12745 MENTZER TRL, LINDSTROM, MN 55045-8423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on Record |
| Deed Sale | Mar 31, 2021 · Amount on Record |
| Prior Sale | Sep 21, 2018 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Sep 21, 2018 |
| Property Address | 12745 MENTZER TRL, LINDSTROM, MN 55045-8423 |
| Document Number | T26281 |
| Instrument Date | Sep 5, 2018 |
| Instrument | T-26281 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12745 MENTZER TRL, LINDSTROM, MN 55045-8423 |
| Document Number | T26282 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | T-26282 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Lindstrom City |
| Unified School District | Chisago Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,954.00 (+6.26%) | ||
| 2025 | $4,662.00 (+1.83%) Homeowner's exemption | ||
| 2024 | $351,800 (-7.08%) | $365,500 (-4.19%) | |
| 2023 | $4,578.00 (+1.73%) Homeowner's exemption | $378,600 (+7.47%) | $381,500 (+6.74%) Land $68,000 Building $313,500 |
| 2022 | $4,500.00 (+5.44%) Homeowner's exemption | $352,300 (+26.23%) | $357,400 (+23.16%) Land $68,000 Building $289,400 |
| 2021 | $4,268.00 | $279,100 | $290,200 Land $56,000 Building $234,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lindstrom serves 4,938 people · EPA ID MN1130007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
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