12744 Smith Rd, Hibbing, MN 55746 Property Records

St. Louis County property record for 12744 Smith Rd, Hibbing, MN 55746

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 2002
Lot Size	6.07 acres (264,409 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2022)
Tax Bill	$560 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`141-0040-05572`

Property Details

APN / Parcel Number

Primary APN	`141-0040-05572`
Alternative APN	`1124674`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	840 sqft Gross Area
1st Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	264,409 sqft (6.07 acres)
Deck Area	35 sqft
Pole Barn	1,120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1124674
Street Address	12744 SMITH RD
City	HIBBING
State	MN
Zip	55746-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 200 FT OF NE1/4 OF NE1/4 SERIAL #
Legal Range	21W
Legal Township	56N
Legal Section	32
Legal Subdivision	HIBBING CITY OF 56-21
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	3
Census Block	3065
Census Tract	12100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12744 SMITH RD, HIBBING, MN 55746-8525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU
Mar 7, 2019	Grant Deed, Transfer · Conventional Mortgage NORTHERN ST BK/VA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Mar 7, 2019 · Amount on Record
Deed Document Number	20221435321
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 14, 2022
Property Address	12744 SMITH RD, HIBBING, MN 55746-8525
Document Number	0001435321
Instrument Date	Dec 28, 2021
Instrument	1435321
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12744 SMITH RD, HIBBING, MN 55746-8525

Mortgage

Document Number	0001435322
Date	Jan 14, 2022
Instrument	1435322

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2037
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	8.37%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 7, 2019
Property Address	12744 SMITH RD, HIBBING, MN 55746-8525
Document Number	00A1351245
Instrument Date	Feb 15, 2019
Instrument	A1351245
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.90

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12744 SMITH RD HIBBING MN 557468525, HIBBING, MN 55746-8525

Mortgage

Document Number	A1351246
Date	Mar 7, 2019
Instrument	A1351246

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 6, 2029

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$560.00 (-4.44%) Homeowner's exemption
2025	$586.00 (-25.26%) Homeowner's exemption	$94,800 (-7.15%) Land $26,700 Building $68,100	$94,800 (-7.15%) Land $26,700 Building $68,100
2024	$784.00	$102,100 (+37.42%) Land $28,200 Building $73,900	$102,100 (+37.42%) Land $28,200 Building $73,900
2022		$74,300 Land $25,500 Building $48,800	$74,300 Land $25,500 Building $48,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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