12741 Pearson Dr, Waldorf, MD 20602 Property Records

Charles County property record for 12741 Pearson Dr, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,650 sqft · built 1962
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Dec 2014)
Tax Bill	$8,591 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-027242`

Property Details

APN / Parcel Number

Primary APN	`08-027242`
Alternative APNs	`8027242` `027242`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Carport
Garage Area	350 sqft
Carport	Carport
Carport Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	027242
Street Address	12741 PEARSON DR
City	WALDORF
State	MD
Zip	20602-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	L-7 B-B S-1 CHARLES CO GARDENS SUB
Legal Subdivision	CHARLES CO GARDENS SUB
Legal Block	B
Legal Lot Number	7
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	3
Census Block	3007
Census Tract	850904

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12741 PEARSON DR, H, WALDORF, MD 20602-3025
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2014 · Amount on Record
Deed Sale	Dec 29, 2014 · Amount on Record
Prior Sale	Jun 23, 2011 · Amount on Record
Deed Book / Page	8777 / 106
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	12741 PEARSON DR, WALDORF, MD 20602-3025
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 PEARSON DR H, H, WALDORF, MD 20602-3025

Mortgage

Document Number	0119980172
Date	Aug 10, 2021
Book Page	11998/172

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,300 (+21.45%) Land $118,000 Building $171,300	$289,300 (+21.45%) Land $118,000 Building $171,300
2025	$8,591.00 (+148.73%)
2023	$3,454.00	$238,200 Land $113,000 Building $125,200	$238,200 Land $113,000 Building $125,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLES COUNTY GARDENS WATER private · serves 551 people · EPA ID MD0080008
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20