San Diego County property record for 12741 Laurel St, Unit 26, Lakeside, CA 92040
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,132 sqft · built 1985 |
| Lot Size | 4.54 acres (197,880 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,884 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 394-560-08-26 |
| Primary APN | 394-560-08-26 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,132 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 197,880 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 12741 LAUREL ST, 26 |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-2134 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RU |
| Legal Description | LOT 1 US 26PER DOC83-151279&UND INT IN TR 009443 |
| Legal Subdivision | LAKESIDE #3812 |
| Legal Tract | 009443 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 16804 |
Source: San Diego County records · APN 394-560-08-26
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12741 LAUREL ST, 26, LAKESIDE, CA 92040-2134 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Dec 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP |
| Sep 25, 2018 | Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2025 |
| Deed Sale | Feb 13, 2025 |
| Prior Sale | Jun 14, 2024 · Amount on Record |
| Deed Document Number | 202537288 |
| Prior Transfer Date | Jan 08, 2015 |
| Prior Transfer Doc | 0000054689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12741 LAUREL ST UNIT 26, 26, LAKESIDE, CA 92040-2134 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12741 LAUREL ST 26, 26, LAKESIDE, CA 92040-2134 |
| Document Number | 0000588576 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-0588576 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12741 LAUREL ST UNIT 26, 26, LAKESIDE, CA 92040-2134 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000561365 |
|---|---|
| Date | Dec 01, 2017 |
| Instrument | 2017-0561365 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12741 LAUREL ST UNIT 26, 26, LAKESIDE, CA 92040-2134 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000269722 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 2019-0269722 |
| Name | HOMEPLUS CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 25, 2018 |
| Property Address | 12741 LAUREL ST UNIT 26, 26, LAKESIDE, CA 92040-2134 |
| Document Number | 0000399964 |
| Map Reference | MAP 9443 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 2018-0399964 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12741 LAUREL ST UNIT 26, 26, LAKESIDE, CA 92040-2134 |
| Document Number | 0000399965 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 2018-0399965 |
| Name | JMJ FINANCIAL GROUP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $520,200 (+2%) Land $286,110 Building $234,090 | |
| 2025 | $6,884.00 (+70.95%) | $510,000 (+79.56%) Land $280,500 Building $229,500 |
| 2023 | $4,027.00 (+2.16%) | $284,022 Land $122,349 Building $161,673 |
| 2022 | $3,942.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1980) |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Verizon, Wyyerd Group.
Based on FCC filings for 395 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKESIDE WD private · serves 35,500 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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