12740 Laurel St, Unit 411, Lakeside, CA 92040 Property Records

San Diego County property record for 12740 Laurel St, Unit 411, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 891 sqft · built 1990
Lot Size	3.04 acres (132,686 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Aug 2024)
Tax Bill	$6,054 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`394-480-47-51`

Property Details

APN / Parcel Number

Primary APN	`394-480-47-51`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	891 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	132,686 sqft

Location & Zoning

Street Address	12740 LAUREL ST, 411
City	LAKESIDE
State	CA
Zip	92040-2117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US411PER DOC04-1000547&UND INT IN TR 009961
Legal Subdivision	LAKESIDE 3954
Legal Tract	009961
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16804

Owner

12740 Laurel St, Unit 411 is owned by two individuals who bought it in August 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12740 LAUREL ST, 411, LAKESIDE, CA 92040-2117
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Apr 28, 2022	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Aug 1, 2020	Deed of Trust, Mortgage · VA Mortgage SUPREME LNDG
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jul 3, 2017	Grant Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on File
Deed Sale	Aug 13, 2024 · Amount on File
Prior Sale	Apr 28, 2022 · Amount on File
Deed Document Number	2024215146
Prior Transfer Date	Mar 30, 2022
Prior Transfer Doc	0000184429
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2022
Property Address	12740 LAUREL ST UNIT 411, 411, LAKESIDE, CA 92040-2117
Document Number	0000184429
Map Reference	MB 9961
Instrument Date	Mar 30, 2022
Instrument	2022-0184429
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2022
Property Address	12740 LAUREL ST UNIT 411, 411, LAKESIDE, CA 92040-2117
Document Number	0000184430
Map Reference	MAP 9961
Instrument Date	Mar 30, 2022
Instrument	2022-0184430
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1274 LAVREL STREET #411 # 411, 411, LAKESIDE, CA 92040

Mortgage

Document Number	0000184431
Date	Apr 28, 2022
Instrument	2022-0184431

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12740 LAUREL ST UNIT 411, 411, LAKESIDE, CA 92040-2117
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000563502
Date	Aug 9, 2021
Instrument	2021-0563502

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12740 LAUREL ST UNIT 411, 411, LAKESIDE, CA 92040-2117
Document Number	0000438742
Instrument Date	Aug 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12740 LAUREL ST #411 LAKESIDE CA 920402117, 411, LAKESIDE, CA 92040-2117

Mortgage

Document Number	0000438742
Date	Aug 6, 2020
Instrument	438742

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12740 LAUREL ST UNIT 411, 411, LAKESIDE, CA 92040-2117
Document Number	0000509276
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12740 LAUREL ST #411 LAKESIDE CA 920402117, 411, LAKESIDE, CA 92040-2117

Mortgage

Document Number	0000509276
Date	Nov 6, 2019
Instrument	509276

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 3, 2017
Property Address	12740 LAUREL ST UNIT 411, 411, LAKESIDE, CA 92040-2117
Document Number	0000300858
Instrument Date	Jun 27, 2017
Instrument	300858
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12740 LAUREL ST #411 LAKESIDE CA 920402117, 411, LAKESIDE, CA 92040-2117

Mortgage

Document Number	300859
Date	Jul 3, 2017
Instrument	300859

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12740 Laurel St, Unit 411 was $6,054.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,700 (+0.75%) Land $270,300 Building $173,400
2025	$6,054.00	$440,397 Land $180,335 Building $260,062
2023	$5,142.00 (+43.27%)	$379,000 Land $155,000 Building $224,000
2022	$3,589.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12740 Laurel St, Unit 411 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12740 Laurel St, Unit 411 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on Laurel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures