12740 110th St, Largo, FL 33778 Property Records

Pinellas County property record for 12740 110th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,772 sqft · built 1976
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Mar 2019)
Tax Bill	$6,675 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8621-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8621-7`
Alternative APNs	`09-30-15-64739-003-0060` `153009647390030060` `R101880`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,772 sqft Heated Area
1st Floor Area	1,772 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1988
Architectural Style	Dome
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	72 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101880
Old Parcel Number	153009647390030060
Street Address	12740 110TH ST
City	LARGO
State	FL
Zip	33778-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD ESTATES SUB SECTION 2 BLK C, LOT 6
Legal Range	15
Legal Township	30
Legal Section	09
Legal Subdivision	ORANGEWOOD ESTATES SUB SECTION 2
Legal Block	C
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2005
Census Tract	25311

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12388 105TH ST, LARGO, FL 33773-1917
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 28, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Document Number	2019094592
Deed Book / Page	20477 / 0402
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12740 110TH ST, LARGO, FL 33778-2113
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12740 110TH ST, LARGO, FL 33778-2113

Mortgage

Document Number	0223062443
Date	Jan 4, 2023
Book Page	22306/2443
Instrument	2023001255

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12740 110TH ST, LARGO, FL 33778-2113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12740 110TH ST, LARGO, FL 33778-2113

Mortgage

Document Number	0211692045
Date	Sep 17, 2020
Book Page	21169/2045
Instrument	2020278069

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 28, 2019
Property Address	12740 110TH ST, LARGO, FL 33778-2113
Document Number	0204770402
Book / Page	20477 / 0402
Map Reference	MB 69 PG 18-21
Instrument Date	Mar 26, 2019
Instrument	2019094592
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 10TH ST NW, 816, LARGO, FL 33770-4172

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12740 110TH ST, LARGO, FL 33778-2113

Mortgage

Document Number	2019094594
Date	Mar 28, 2019
Instrument	2019094594

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,675.00 (+82.68%)	$351,557 (+49.35%)	$351,557 (+7.73%) Land $138,154 Building $213,403
2023	$3,654.00 (+3.07%) Homeowner's exemption	$235,384 (+3%)	$326,338 (+13.34%) Land $148,426 Building $177,912
2022	$3,545.00 Homeowner's exemption	$228,528	$287,936 Land $150,551 Building $137,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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