Union County property record for 1274 Scotch Meadows Loop, Monroe, NC 28110 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 2022 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,500 (Aug 2022) |
| Tax Bill | $3,410 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-143-094 |
| Primary APN | 09-143-094 |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 6,795 sqft (0.156 acres) |
| Street Address | 1274 SCOTCH MEADOWS LOOP |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #1 SCOTCH MEADOWS MAP 1 OPCP989, OPCQ444 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 20601 |
Source: Union County records · APN 09-143-094
Assessment roll updated March 31, 2026 · Last verified August 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1274 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 22, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED NATIONS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 22, 2022 · Amount on Record |
| Deed Sale | Aug 22, 2022 · Amount on Record |
| Deed Document Number | 202229657 |
| Deed Book / Page | 8554 / 7 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1274 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9859 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0008199290 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 8199/290 |
| Instrument | 37474 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | CARY, NC 27513 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 22, 2022 |
| Property Address | 1274 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9859 |
| Document Number | 0000085547 |
| Book / Page | 8554 / 7 |
| Map Reference | MB Q PG 444-446 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 29657 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 1274 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9859 |
| Document Number | 0000029658 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 29658 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,410.00 (+8.77%) | $390,100 (+35.69%) Land $77,100 Building $313,000 | $390,100 (+35.69%) Land $77,100 Building $313,000 |
| 2023 | $3,135.00 | $287,500 Land $47,500 Building $240,000 | $287,500 Land $47,500 Building $240,000 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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