1274 Rosegate Ct, Aurora, IL 60504 Property Records

DuPage County property record for 1274 Rosegate Ct, Aurora, IL 60504

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,586 sqft · built 1995
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$575,000 (Aug 2024)
Tax Bill$12,666 (2025)
Deeds & MortgagesApr 2025 Mortgage
Feb 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-33-110-007

Property Details

APN / Parcel Number

Primary APN07-33-110-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,586 sqft Living Area
1st Floor Area1,218 sqft
2nd Floor Area1,184 sqft
Basement Area1,184 sqft
Finished Basement1,184 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1274 ROSEGATE CT
CityAURORA
StateIL
Zip60504-6559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionFOX VALLEY EAST REGION 2 UNIT 26 PHASE 2 ALL
Legal SubdivisionFOX VALLEY EAST REGION 2 UNIT 26 PHASE 2
Legal Phase2
Legal Lot Number69
Legal Unit26
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1013
Census Tract846514

Owner

1274 Rosegate Ct is owned by two individuals who bought it in August 2024.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address289 SHADYBROOK LN, AURORA, IL 60504-2027
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2024 · Amount on File
Deed SaleAug 19, 2024 · Amount on File
Prior SaleApr 21, 2000 · Amount on File
Deed Document Number202447979
Prior Transfer DateSep 26, 1994
Prior Transfer Doc0000206811
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1274 ROSEGATE CT, AURORA, IL 60504-6559
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1274 ROSEGATE CT, AURORA, IL 60504-6559

Mortgage

Document Number0000019651
DateApr 8, 2025
InstrumentR2025-019651
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2040
Interest
Rate TypeFixed Rate
Rate5.99%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1274 ROSEGATE CT, AURORA, IL 60504-6559
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1274 ROSEGATE CT, AURORA, IL 60504-6559

Mortgage

Document Number0000009967
DateFeb 13, 2026
InstrumentR2026-009967
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term169 Months
DueMar 1, 2040
Interest
Rate TypeFixed Rate
Rate6.37%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1274 ROSEGATE CT, AURORA, IL 60504-6559
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009320
DateJan 19, 2021
InstrumentR2021-009320
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term237 Months
DueOct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1274 Rosegate Ct was $12,666.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyDuPage County
County SubdivisionNaperville Township
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,666.00$181,869 Land $41,741 Building $140,128$545,607 Land $125,223 Building $420,384
2022$11,365.00 Homeowner's exemption$141,530 Land $32,220 Building $109,310$424,590 Land $96,660 Building $327,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1274 Rosegate Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1274 Rosegate Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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