1274 Regency Pl, South Plainfield, NJ 07080 Property Records

Middlesex County and South Plainfield Borough property record for 1274 Regency Pl, South Plainfield, NJ 07080

Property Summary

Property Type	Single Family Home
Details	2,109 sqft · built 1974
Lot Size	0.395 acres (17,219 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Oct 2025)
Tax Bill	$10,103 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-00528-02-00012`

Property Details

APN / Parcel Number

Primary APN	`22-00528-02-00012`
Alternative APNs	`2200528000200012` `2200528B00012`

Interior

Building Area	2,109 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	17,219 sqft (0.395 acres)
Lot Dimensions	140 ft deep x 123 ft wide

Location & Zoning

Old Parcel Number	2200528B00012
Street Address	1274 REGENCY PL
City	SOUTH PLAINFIELD
State	NJ
Zip	07080-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	123X140
Legal Subdivision	HADLEY ESTATES
Legal Block	528.2
Legal Lot Number	12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	SOUTH PLAINFIELD
Census Block Group	2
Census Block	2002
Census Tract	1004

Owner

Source: Middlesex County and South Plainfield Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1274 REGENCY PL, SOUTH PLAINFIELD, NJ 07080-2319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST CONSTITUTION BANK
Oct 20, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 5, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Mar 14, 2018	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Mar 14, 2018 · Amount on Record
Deed Document Number	202563833
Deed Book / Page	19854 / 723
Prior Transfer Date	Feb 18, 2010
Prior Transfer Doc	0000001813
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1274 REGENCY PL, SOUTH PLAINFIELD, NJ 07080-2319
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021937
Date	Feb 17, 2021
Book Page	18289/385
Instrument	2021021937

Lender

Name	1ST CONSTITUTION BANK
Type	Bank
Address	08612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 20, 2025
Property Address	1274 REGENCY PL, SOUTH PLAINFIELD, NJ 07080-2319
Document Number	0000063833
Book / Page	19854 / 723
Instrument Date	Oct 7, 2025
Instrument	2025063833
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,279.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 UNION RD, FRENCHTOWN, NJ 08825-3606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1274 REGENCY PL, SOUTH PLAINFIELD, NJ 07080-2319

Mortgage

Document Number	0000063834
Date	Oct 20, 2025
Instrument	2025063834

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1274 REGENCY PL, SOUTH PLAINFIELD, NJ 07080-2319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051769
Date	Jul 5, 2019
Book Page	17544/1959
Instrument	2019051769

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 14, 2018
Property Address	1274 REGENCY PL, SOUTH PLAINFIELD, NJ 07080-2319
Document Number	201800020697
Book / Page	17110 / 1897
Instrument Date	Feb 9, 2018
Instrument	201800020697
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,831.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 PLANTED BUNTING, 118, TROUTMAN, NC 28166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1274 REGENCY PL, SOUTH PLAINFIELD, NJ 07080-2319

Mortgage

Document Number	201800020698
Date	Mar 14, 2018
Instrument	201800020698

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Middlesex County and South Plainfield Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	South Plainfield Borough
Unified School District	South Plainfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,600 (+6.88%) Land $46,900 Building $100,700	$147,600 (+6.88%) Land $46,900 Building $100,700
2025	$10,103.00 (+4.78%)	$138,100 (-) Land $46,900 Building $91,200	$138,100 (-) Land $46,900 Building $91,200
2024	$9,642.00 (+5.87%)
2023		$138,100 Land $46,900 Building $91,200	$138,100 Land $46,900 Building $91,200
2022	$9,107.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon, Xfinity.

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