1274 E Commerce Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1274 E Commerce Ave, Gilbert, AZ 85234 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1988
Square Footage1,896 sqft Living Area
Lot Size7,383 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$163,400 (2011)
Tax Bill$1,698.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-13-763

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,896 sqft Living Area
1st Floor1,896 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1988
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area7,383 sqft (0.169 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1274 E COMMERCE AVE
CityGILBERT
StateAZ
Zip85234-4730
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTONECREEK TWO MCR 305-2
Legal Range06E
Legal Township01S
Legal Section08
Legal QuarterNE
Legal Quarter QuarterSW
Legal SubdivisionSTONECREEK TWO LOT 232-382 TR E-G
Legal Lot Number327
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup3
Census Block3009
Census Tract422509

Owner

Source: Maricopa County records · APN 304-13-763

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1274 E COMMERCE AVE, GILBERT, AZ 85234-4730
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 09, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 07, 2011 · Amount on Record
Deed SaleJun 07, 2011 · Amount on Record
Prior SaleJun 07, 2011
Deed Doc Number20110474948
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1274 E COMMERCE AVE, GILBERT, AZ 85234-4730
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000588275
DateJul 01, 2020
Instrument20200588275
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1274 E COMMERCE AVE, GILBERT, AZ 85234-4730
Document Number0000851642
Instrument DateNov 09, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1274 E COMMERCE AVE GILBERT AZ 852344730, GILBERT, AZ 85234-4730

Mortgage

Document Number0000851642
DateNov 16, 2018
Instrument851642
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$44,200 (-1.01%)$442,000 (-1.01%) Land $88,400 Building $353,600
2025$1,698.00 (+3.35%)
2024$44,650$446,500 Land $89,300 Building $357,200
2023$1,643.00

Flood & Wildfire

1274 E Commerce Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · less than 1% in Arizona
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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