12739 Overlook Ct, Roscoe, IL 61073 Property Records

Winnebago County property record for 12739 Overlook Ct, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,328 (Apr 2015)
Tax Bill	$15,271 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-24-478-016`

Property Details

APN / Parcel Number

Primary APN	`04-24-478-016`
Alternative APN	`424478016`

Exterior

Lot Area	50,094 sqft

Location & Zoning

Street Address	12739 OVERLOOK CT
City	ROSCOE
State	IL
Zip	61073-5900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	GRANDVIEW NO 3 PT SE1/4 SEC 24-46-2 (EXC BEG NW COR LT 38 NE 174.94 FT SW 94.94 FT TH SW 82.04 FT TO POB) LOT 38
Legal Range	2
Legal Township	46
Legal Section	24
Legal Subdivision	GRANDVIEW #3
Legal Lot Number	38
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	4
Census Block	4004
Census Tract	3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12739 OVERLOOK CT, ROSCOE, IL 61073-5900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2015 · Amount on Record
Deed Sale	Apr 10, 2015 · Amount on Record
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	12739 OVERLOOK CT, ROSCOE, IL 61073-5900
Document Number	0001025402
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12739 OVERLOOK CT ROSCOE IL 610735900, ROSCOE, IL 61073-5900

Mortgage

Document Number	0001025402
Date	Sep 1, 2020
Instrument	1025402

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Prairie Hill Community Consolidated School District 133 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,271.00	$236,836 (+33.46%) Land $28,552 Building $208,284	$710,508 (+33.46%) Land $85,656 Building $624,852
2022	Homeowner's exemption	$177,457 Land $21,393 Building $156,064	$532,371 Land $64,179 Building $468,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEGEND LAKES WATER ASSOCIATION private · serves 250 people · EPA ID IL2015300
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20