12738 Covell Rd, Morrison, IL 61270 Property Records

Whiteside County property record for 12738 Covell Rd, Morrison, IL 61270

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 3,040 sqft · built 1920
Lot Size	6.35 acres (276,954 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2021)
Tax Bill	$3,154 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0202400010`

Property Details

APN / Parcel Number

Primary APN	`0202400010`
Alternative APN	`108996`

Interior

Bedrooms	4 Beds
Building Area	3,040 sqft Building Perimeter
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	276,954 sqft (6.35 acres)
Garage Area	440 sqft

Location & Zoning

Account Number	108996
Street Address	12738 COVELL RD
City	MORRISON
State	IL
Zip	61270-9412
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	PT S 1/2 SE SEC 2 TWP 22 RNG 4
Legal Range	04E
Legal Township	22N
Legal Section	02
Jurisdiction	WHITESIDE IL
Township / Civil Division	USTICK
Census Block Group	1
Census Block	1000
Census Tract	200

Owner

12738 Covell Rd, an agricultural property, is owned by an individual who bought it in July 2021.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	12738 COVELL RD, MORRISON, IL 61270-9412
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MILLEDGEVILLE ST BK
Apr 5, 2021	Deed, Transfer · Commercial Mortgage MILLEDGEVILLE ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Apr 5, 2021 · Amount on File
Deed Document Number	20215025
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 19, 2021
Property Address	12738 COVELL RD, MORRISON, IL 61270-9412
Document Number	0202105025
Instrument Date	Jul 19, 2021
Instrument	2021-05025
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12738 COVELL RD, MORRISON, IL 61270-9412

Mortgage

Document Number	0202105026
Date	Jul 19, 2021
Instrument	2021-05026

Lender

Name	MILLEDGEVILLE ST BK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 5, 2021
Property Address	12738 COVELL RD, MORRISON, IL 61270-9412
Document Number	0202102274
Instrument Date	Mar 31, 2021
Instrument	2021-02274
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22327 CARROLL RD, MORRISON, IL 61270-9407

Mortgage

Document Number	0202102275
Date	Apr 5, 2021
Instrument	2021-02275

Lender

Name	MILLEDGEVILLE ST BK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12738 Covell Rd was $3,154, up 7.4% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Ustick Township
Unified School District	Morrison Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,154.00 (+7.39%)	$50,034 (+7.89%) Land $3,869 Building $46,165
2024	$2,937.00	$46,375 Land $3,488 Building $42,887	$150,102 (+7.89%) Land $11,607 Building $138,495
2023			$139,125 Land $10,464 Building $128,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12738 Covell Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1997–2019)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12738 Covell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000

May also be available: JCWIFI.com.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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