12735 Larchmont St, Poway, CA 92064 Property Records

San Diego County property record for 12735 Larchmont St, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,080 sqft · built 1974
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Company Names on Record
Last Sale	$505,000 (Apr 2011)
Tax Bill	$7,402 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`314-477-18-00`

Property Details

APN / Parcel Number

Primary APN	`314-477-18-00`
Alternative APN	`3144771700`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	3144771700
Street Address	12735 LARCHMONT ST
City	POWAY
State	CA
Zip	92064-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 191 (EX ST OP) TR 007571
Legal Subdivision	RANCHO VERDE
Legal Tract	007571
Legal Block	4
Legal Lot Number	191
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4001
Census Tract	17054

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12735 LARCHMONT ST, POWAY, CA 92064-2622
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
May 10, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 10, 2020	Deed of Trust, Mortgage · VA Mortgage ELEVEN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2011 · Amount on Record
Deed Sale	Apr 15, 2011 · Amount on Record
Prior Sale	May 4, 1994 · Amount on Record
Deed Document Number	2011197760
Last Transfer Date	Mar 22, 2026
Transfer Doc	0000093483
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2026
Property Address	12735 LARCHMONT ST, POWAY, CA 92064-2622
Document Number	0000093483
Instrument Date	Mar 22, 2026
Instrument	202693483
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12735 LARCHMONT ST, POWAY, CA 92064-2622

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12735 LARCHMONT ST, POWAY, CA 92064-2622
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12735 LARCHMONT ST, POWAY, CA 92064-2622

Mortgage

Document Number	0000359033
Date	May 10, 2021
Instrument	2021-0359033

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12735 LARCHMONT ST, POWAY, CA 92064-2622
Document Number	0000378315
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12735 LARCHMONT ST POWAY CA 920642622, POWAY, CA 92064-2622

Mortgage

Document Number	0000378315
Date	Jul 15, 2020
Instrument	378315

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,921 (+2%) Land $457,373 Building $202,548
2025	$7,402.00 (+2.68%)	$646,982 (+4.04%) Land $448,405 Building $198,577
2024	$7,209.00 (+2.15%)
2023	$7,057.00 (+1.69%)	$621,861 Land $430,994 Building $190,867
2022	$6,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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