12735 Cooper Breaks Dr, Humble, TX 77346 Property Records

Harris County property record for 12735 Cooper Breaks Dr, Humble, TX 77346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,554 sqft · built 2005
Lot Size	0.166 acres (7,244 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,534 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124-585-003-0039`

Property Details

APN / Parcel Number

Primary APN	`124-585-003-0039`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
1st Floor Area	1,538 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,244 sqft (0.166 acres)
View / Lot	Buildable
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1245850030039
Street Address	12735 COOPER BREAKS DR
City	HUMBLE
State	TX
Zip	77346-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 39 BLK 3 EAGLE SPRINGS SEC 15
Legal Subdivision	EAGLE SPRINGS SEC 15
Legal Block	3
Legal Lot Number	39
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3008
Census Tract	250407

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12735 COOPER BREAKS DR, HUMBLE, TX 77346-4112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 20, 2021	Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK
Sep 24, 2019	Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2015
Deed Sale	May 11, 2015
Prior Sale	Apr 17, 2015 · Amount on Record
Deed Document Number	2015197221
Prior Transfer Date	Oct 14, 2005
Prior Transfer Doc	000Y861099
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12735 COOPER BREAKS DR, HUMBLE, TX 77346-4112
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000514825
Date	Oct 19, 2022
Instrument	2022-514825

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12735 COOPER BREAKS DR, HUMBLE, TX 77346-4112
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000723835
Date	Dec 20, 2021
Instrument	2021-723835

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	12735 COOPER BREAKS DR, HUMBLE, TX 77346-4112
Document Number	0000459610
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12735 COOPER BREAKS DR HUMBLE TX 773464112, HUMBLE, TX 77346-4112

Mortgage

Document Number	0000459610
Date	Oct 16, 2019
Instrument	459610

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,722 (-) Land $71,866 Building $284,856	$356,722 (-) Land $71,866 Building $284,856
2025	$7,534.00 (+213.26%) Homeowner's exemption	$356,722 (+1.97%) Land $71,866 Building $284,856	$356,722 (+1.97%) Land $71,866 Building $284,856
2024	$2,405.00 (+43.07%)
2023		$349,824 Land $47,911 Building $301,913	$349,824 Land $47,911 Building $301,913
2020	$1,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 369 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	3 (2017–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 106 serves 4,668 people · EPA ID TX1013160
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

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