12733 Hazard Rd, Oakboro, NC 28129 Property Records

Stanly County property record for 12733 Hazard Rd, Oakboro, NC 28129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,520 sqft · built 1982
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Dec 2019)
Tax Bill	$1,610 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`651401377961`

Property Details

APN / Parcel Number

Primary APN	`651401377961`
Alternative APNs	`1527800` `139550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,520 sqft Finished Area
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Porch Area	144 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1527800
Street Address	12733 HAZARD RD
City	OAKBORO
State	NC
Zip	28129-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 12733 HAZARD RD 651401009
Legal Subdivision	MINOR SUBDIVISION
Legal Tract	1
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	1
Census Block	1009
Census Tract	930901

Owner

12733 Hazard Rd is owned and occupied by two individuals who acquired it in September 2021.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12733 HAZARD RD, OAKBORO, NC 28129-8724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Intrafamily Transfer, Transfer · Line of Credit UWHARRIE BANK
Dec 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Prior Sale	Jul 22, 2011 · Amount on File
Deed Document Number	2019415590
Deed Book / Page	1688 / 456
Last Transfer Date	Sep 15, 2021
Transfer Doc	0000437683
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANLY NC
Recording Date	Sep 15, 2021
Property Address	12733 HAZARD RD, OAKBORO, NC 28129-8724
Document Number	0000437683
Book / Page	1757 / 42
Map Reference	MB 17 PG 137
Instrument Date	Sep 15, 2021
Instrument	437683
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32364 VALLEY DRB, 32364, ALBEMARLE, NC 28001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32364 VALLEY DR # B, B, ALBEMARLE, NC 28001-7869

Mortgage

Document Number	0000437825
Date	Sep 15, 2021
Instrument	437825

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 2, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 13, 2019
Property Address	12733 HAZARD RD, OAKBORO, NC 28129-8724
Document Number	0000415590
Book / Page	001688 / 000456
Instrument Date	Dec 11, 2019
Instrument	415590
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$478.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12733 HAZARD RD OAKBORO NC 281298724, OAKBORO, NC 28129-8724

Tax Assessment & Valuation

The 2026 property tax bill for 12733 Hazard Rd was $1,610.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,610.00	$268,443 Land $44,000 Building $224,443	$268,443 Land $44,000 Building $224,443
2023	$1,441.00	$208,851 Land $27,000 Building $181,851	$208,851 Land $27,000 Building $181,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12733 Hazard Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12733 Hazard Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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