12732 McSwain Rd, Cypress, TX 77429 Property Records

Harris County property record for 12732 McSwain Rd, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,406 sqft · built 2002
Lot Size	0.716 acres (31,167 sqft)
Owner	Individual Name on Record
Last Sale	$427,500 (Apr 2020)
Tax Bill	$6,432 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-209-001-0002`

Property Details

APN / Parcel Number

Primary APN	`040-209-001-0002`
Alternative APN	`0402090010021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,406 sqft Living Area
1st Floor Area	2,398 sqft
Attic	Attic
Attic Area	504 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	31,167 sqft (0.716 acres)
View / Lot	Neighborhood
Garage Area	1,170 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	410 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0402090010002
Street Address	12732 MCSWAIN RD
City	CYPRESS
State	TX
Zip	77429-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2E ABST 10 J M CALLAHAN
Legal Subdivision	ABST 10 J M CALLAHAN
Legal Tract	2E
Legal Block	1
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1011
Census Tract	554302

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12732 MCSWAIN RD, CYPRESS, TX 77429-2459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Apr 4, 2006 · Amount on Record
Deed Document Number	2020174322
Prior Transfer Date	Apr 21, 2020
Prior Transfer Doc	2020174322
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 27, 2020
Property Address	12732 MCSWAIN RD, CYPRESS, TX 77429-2459
Document Number	0000174322
Instrument Date	Apr 21, 2020
Instrument	174322
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12732 MCSWAIN RD CYPRESS TX 774292459, CYPRESS, TX 77429-2459

Mortgage

Document Number	174323
Date	Apr 27, 2020
Instrument	174323

Lender

Name	MORTGAGE CONNEXTIONS LP
Address	CONROE, TX 77302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,489 (+3.85%) Land $93,501 Building $533,988	$627,489 (+3.85%) Land $93,501 Building $533,988
2025	$6,432.00 (+98.09%) Homeowner's exemption	$604,250 (-15.83%) Land $93,501 Building $510,749	$604,250 (-15.83%) Land $93,501 Building $510,749
2024	$3,247.00 (+21.61%)
2023		$717,926 Land $93,501 Building $624,425	$717,926 Land $93,501 Building $624,425
2022	$2,670.00 (+19.84%)
2020	$2,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 258 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	96 (1981–2024)
Claims Outside the SFHA	87 of 96
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 78 claims Severe Storms And Flooding, Apr 2016 · 6 claims Hurricane Ike, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20