12732 Maple St, Cedar Lake, IN 46303 Property Records

Lake County property record for 12732 Maple St, Cedar Lake, IN 46303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1939
Lot Size0.076 acres (3,311 sqft)
Owner2 Individual Names on File
Tax Bill$2,270 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN005-30-24-0100-0016

Property Details

APN / Parcel Number

Primary APN005-30-24-0100-0016
Alternative APNs
  • 45-15-22-279-035.000-014
  • 302401000016

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area720 sqft Living Area
Basement Area720 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1975
Construction TypeWood
Roof MaterialAsphalt
Lot Area3,311 sqft (0.076 acres)
Lot Dimensions95 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number005-30-24-0100-0016
Old Parcel Number302401000016
Street Address12732 MAPLE ST
CityCEDAR LAKE
StateIN
Zip46303-8730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADES ADD. CEDAR LAKE PLAT L.M. L. 16, AND N. 10 FT. OF L. 17, BL. 3
Legal SubdivisionSHADES LM
Legal Block3
Legal Lot Number16
JurisdictionLAKE IN
Township / Civil DivisionHANOVER
Census Block Group3
Census Block3001
Census Tract42901

Owner

12732 Maple St is owned and occupied by two individuals who acquired it in September 2018.

Source: Lake County records, as of March 18, 2026

Owner of Record2 Individual Names on File
Mailing Address12732 MAPLE ST, CEDAR LAKE, IN 46303-8730
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2023Deed of Trust, Mortgage · Line of Credit
OLD PLANK TRAIL COMMUNITY BANK NA
Sep 12, 2018Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MTG
Mar 27, 2019Correction Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2018
Deed SaleSep 6, 2018
Prior SaleOct 13, 2010 · Amount on File
Prior Transfer DateDec 8, 2010
Prior Transfer Doc2010 072388
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address12732 MAPLE ST, CEDAR LAKE, IN 46303-8730
Transaction TypeMortgage
Record UpdatedJan 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001843
DateJan 19, 2023
Instrument2023-501843
Lender
NameOLD PLANK TRAIL COMMUNITY BANK NA
TypeBank
AddressMOKENA, IL 60448
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueDec 20, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateSep 12, 2018
Property Address12732 MAPLE ST, CEDAR LAKE, IN 46303-8730
Document Number0000062435
Instrument DateSep 6, 2018
Instrument62435
Transaction TypeTransfer
Record UpdatedSep 28, 2018
Title CompanyNORTHWEST INDIANA TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12732 MAPLE ST CEDAR LAKE IN 463038730, CEDAR LAKE, IN 46303-8730

Mortgage

Document Number62436
DateSep 12, 2018
Instrument62436
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 11, 2048

March 2019: Correction Deed, Foreclosure

Document TypeCorrection Deed
JurisdictionLAKE IN
Recording DateMar 27, 2019
Property Address12732 MAPLE ST, CEDAR LAKE, IN 46303-8730
Document Number0000018237
Instrument DateOct 1, 2010
Instrument18237
Transaction TypeForeclosure
Record UpdatedApr 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2 CORPORATE DR #300 SHELTON CT 064846238, 300, SHELTON, CT 06484-6238

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionHanover Township
MunicipalityCedar Lake Town
Unified School DistrictHanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$130,000 Land $16,100 Building $113,900$130,000 Land $16,100 Building $113,900
2024$2,270.00
2023$99,300 (+8.29%) Land $13,700 Building $85,600$99,300 (+8.29%) Land $13,700 Building $85,600
2022$2,182.00$91,700 Land $13,700 Building $78,000$91,700 Land $13,700 Building $78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12732 Maple St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12732 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR LAKE WATER WORKS
private · serves 4,600 people · EPA ID IN5245047
Water SourceGroundwater
Last State InspectionAug 2024
Lead15 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Apr 2025
Monitoring and Reporting51
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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