12731 W 9th St, Duluth, MN 55808 Property Records

St. Louis County property record for 12731 W 9th St, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,426 sqft · built 1933
Lot Size	0.551 acres (24,001 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Aug 2026)
Tax Bill	$3,244 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1670-01680`

Property Details

APN / Parcel Number

Primary APN	`010-1670-01680`
Alternative APN	`1114408`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,426 sqft Gross Area
1st Floor Area	992 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	24,001 sqft (0.551 acres)
Garage Area	520 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	104 sqft
Deck Area	300 sqft
Storage Building	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1114408
Street Address	12731 W 9TH ST
City	DULUTH
State	MN
Zip	55808-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 142 THRU 150 EVEN NUMBERED LOTS SERIAL #
Legal Subdivision	NINTH STREET FOND DU LAC
Legal Lot Number	142-150
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3021
Census Tract	3800

Owner

12731 W 9th St is owned and occupied by two individuals who bought it in August 2026.

Source: St. Louis County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12731 W 9TH ST, DULUTH, MN 55808-2212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Deed Document Number	20261104426
Prior Transfer Date	Jan 30, 2002
Prior Transfer Doc	0000717986
Record Updated	Oct 29, 2026

August 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 5, 2021
Property Address	12731 W 9TH ST, DULUTH, MN 55808-2212
Document Number	0001044787
Instrument Date	Jul 19, 2021
Instrument	1044787
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12731 W 9TH ST, DULUTH, MN 55808-2212

Mortgage

Document Number	0001044788
Date	Aug 5, 2021
Instrument	1044788

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 19, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 19, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	Prime Rate
Max Rate	9%

Tax Assessment & Valuation

The 2026 property tax bill for 12731 W 9th St was $3,244 with a homeowner's exemption, up 14.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,244.00 (+14.06%) Homeowner's exemption
2025	$2,844.00 (-4.31%) Homeowner's exemption	$253,800 (+10.59%) Land $30,300 Building $223,500	$253,800 (+10.59%) Land $30,300 Building $223,500
2024	$2,972.00	$229,500 Land $29,800 Building $199,700	$229,500 Land $29,800 Building $199,700
2022		$146,900 Land $25,200 Building $121,700	$146,900 Land $25,200 Building $121,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12731 W 9th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12731 W 9th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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