12731 Soule St, Poway, CA 92064 Property Records

San Diego County property record for 12731 Soule St, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 1990
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Aug 2021)
Tax Bill	$9,082 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`317-343-04-00`

Property Details

APN / Parcel Number

Primary APN	`317-343-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,598 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12731 SOULE ST
City	POWAY
State	CA
Zip	92064-6034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 53 TR 004442
Legal Subdivision	TUSTIN HILLS
Legal Tract	004442
Legal Block	3
Legal Lot Number	53
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3007
Census Tract	17048

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12731 SOULE ST, POWAY, CA 92064-6034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Deed of Trust, Mortgage · VA Mortgage WEST COAST FUNDING & REAL ESTATE
Aug 5, 2021	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Mar 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU
May 12, 2017	Quit Claim Deed, Transfer · VA Mortgage WEST COAST FUNDING & REAL ESTATE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Sep 5, 2014 · Amount on Record
Deed Document Number	2021556191
Prior Transfer Date	Feb 14, 2020
Prior Transfer Doc	0000115725
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12731 SOULE ST, POWAY, CA 92064-6034
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000598711
Date	Dec 20, 2017
Instrument	2017-0598711

Lender

Name	WEST COAST FUNDING & REAL ESTATE
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2021
Property Address	12731 SOULE ST, POWAY, CA 92064-6034
Document Number	0000556191
Map Reference	MAP 4442
Instrument Date	Jul 9, 2021
Instrument	2021-0556191
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12731 SOULE ST, POWAY, CA 92064-6034
Investor	Possibly a Property Investor

Mortgage

Document Number	0000556192
Date	Aug 5, 2021
Instrument	2021-0556192

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.87%
Index	5-Year CMT
Max Rate	7.87%

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2020
Property Address	12731 SOULE ST, POWAY, CA 92064-6034
Document Number	0000115725
Map Reference	MAP 4442
Instrument Date	Feb 14, 2020
Instrument	2020-0115725
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12731 SOULE ST, POWAY, CA 92064-6034

Mortgage

Document Number	0000115726
Date	Mar 5, 2020
Instrument	2020-0115726

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Margin	2
Max Rate	8.12%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2017
Property Address	12731 SOULE ST, POWAY, CA 92064-6034
Document Number	0000215622
Instrument Date	May 10, 2017
Instrument	215622
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12731 SOULE ST POWAY CA 920646034, POWAY, CA 92064-6034

Mortgage

Document Number	215623
Date	May 12, 2017
Instrument	215623

Lender

Name	WEST COAST FUNDING & REAL ESTATE SVCS
Type	Bank
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,824 (+2%) Land $541,216 Building $270,608
2025	$9,082.00 (+4.9%)	$795,906 (+4.04%) Land $530,604 Building $265,302
2023	$8,658.00 (+27.98%)	$765,000 Land $510,000 Building $255,000
2022	$6,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile, Verizon.

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