12731 Rockdale Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12731 Rockdale Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,532 sqft · built 1960
Lot Size	0.775 acres (33,750 sqft)
Owner	Individual Name on Record
Last Sale	$248,500 (Jul 2020)
Tax Bill	$2,735 (2026)
Deeds & Mortgages	Jun 2023 Second Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-005670`

Property Details

APN / Parcel Number

Primary APN	`23-005670`
Alternative APN	`005670`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,532 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	33,750 sqft (0.775 acres)
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005670
Street Address	12731 ROCKDALE RD
City	CLEAR SPRING
State	MD
Zip	21722-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LT .775 AC 12731 ROCKDALE ROAD
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1024
Census Tract	11700

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12731 ROCKDALE RD, CLEAR SPRING, MD 21722-1536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 27, 2020	Grant Deed, Transfer EMBRACE HM LOANS
Nov 9, 2018	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Nov 9, 2018 · Amount on Record
Deed Book / Page	6314 / 177
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12731 ROCKDALE RD, CLEAR SPRING, MD 21722-1536
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072630079
Date	Jun 13, 2023
Book Page	7263/79

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2043

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 27, 2020
Property Address	12731 ROCKDALE RD, CLEAR SPRING, MD 21722-1536
Document Number	0063140177
Book / Page	006314 / 000177
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12731 ROCKDALE RD BIG SPRING MD 217221536, BIG SPRING, MD 21722-1536

Mortgage

Document Number	63140183
Date	Jul 27, 2020
Book Page	006314/000183

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Nov 9, 2018
Property Address	12731 ROCKDALE RD, CLEAR SPRING, MD 21722-1536
Document Number	0058690143
Book / Page	5869 / 0143
Instrument Date	Nov 8, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,467.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12731 ROCKDALE RD, CLEAR SPRING, MD 21722-1536

Mortgage

Document Number	0005869151
Date	Nov 9, 2018
Instrument	5869/151

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,735.00 (+5.48%) Homeowner's exemption	$340,100 (+11.14%) Land $51,800 Building $288,300	$340,100 (-) Land $51,800 Building $288,300
2025	$2,593.00 (+13.68%) Homeowner's exemption	$306,000 (+28.68%)	$340,100 (+43.02%) Land $51,800 Building $288,300
2023	$2,281.00 Homeowner's exemption	$237,800 Land $51,800 Building $186,000	$237,800 Land $51,800 Building $186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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