San Diego County property record for 12731 Papago Dr, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,089 sqft · built 1972 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Mar 2024) |
| Tax Bill | $11,028 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-630-20-00 |
| Primary APN | 317-630-20-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,089 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Lot Area | 4,400 sqft (0.101 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12731 PAPAGO DR |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-3711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Description | LOT 92 TR 006877 |
| Legal Subdivision | GOLDEN CITY |
| Legal Tract | 006877 |
| Legal Block | 3 |
| Legal Lot Number | 92 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 17040 |
Source: San Diego County records · APN 317-630-20-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12731 PAPAGO DR, POWAY, CA 92064-3711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Mar 11, 2024 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Mar 11, 2024 | Grant Deed, Transfer · Conventional Mortgage MISSION FCU |
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on Record |
| Deed Sale | Mar 11, 2024 · Amount on Record |
| Prior Sale | Jan 20, 1999 · Amount on Record |
| Deed Document Number | 202460535 |
| Prior Transfer Date | Mar 04, 2024 |
| Prior Transfer Doc | 0000060534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 11, 2024 |
| Property Address | 12731 PAPAGO DR, POWAY, CA 92064-3711 |
| Document Number | 0000060534 |
| Map Reference | MAP 6877 |
| Instrument Date | Mar 04, 2024 |
| Instrument | 2024-0060534 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12731 PAPAGO DR, POWAY, CA 92064-3711 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 11, 2024 |
| Property Address | 12731 PAPAGO DR, POWAY, CA 92064-3711 |
| Document Number | 0000060535 |
| Map Reference | MAP 6877 |
| Instrument Date | Feb 19, 2024 |
| Instrument | 2024-0060535 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12731 PAPAGO DR, POWAY, CA 92064-3711 |
| Document Number | 0000060536 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024-0060536 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Apr 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12731 PAPAGO DR, POWAY, CA 92064-3711 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12731 PAPAGO DR, POWAY, CA 92064-3711 |
| Document Number | 0000186047 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-0186047 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | LAKE FOREST, CA 92630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $858,328 (+2%) Land $524,900 Building $333,428 | |
| 2025 | $11,028.00 (+178.77%) | $841,499 (+276.1%) Land $514,608 Building $326,891 |
| 2023 | $3,956.00 (+1.33%) Homeowner's exemption | $223,741 Land $136,826 Building $86,915 |
| 2022 | $3,904.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 642 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF POWAY serves 49,888 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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