12731 106th St, Largo, FL 33773 Property Records

Pinellas County property record for 12731 106th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1958
Lot Size	0.204 acres (8,864 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Mar 2026)
Tax Bill	$1,231 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-9666-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-9666-1`
Alternative APNs	`10-30-15-26136-000-0690` `301510261360000690` `153010261360000690` `R113256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,238 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,864 sqft (0.204 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	424 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R113256
Street Address	12731 106TH ST
City	LARGO
State	FL
Zip	33773-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESQUIRE MANOR LOT 69
Legal Range	15E
Legal Township	30S
Legal Section	10
Legal Subdivision	ESQUIRE MANOR
Legal Tract	26136
Legal Lot Number	69
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1004
Census Tract	25311

Owner

12731 106th St is owned and occupied by two individuals who bought it in March 2026.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12731 106TH ST, LARGO, FL 33773-1039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage INTEGRITY FINCL SVCS OF TAMPA BAY I
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Prior Sale	Nov 10, 1997 · Amount on File
Deed Document Number	202659170
Deed Book / Page	23475 / 112
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 4, 2026
Property Address	12731 106TH ST, LARGO, FL 33773-1039
Document Number	0234750112
Book / Page	23475 / 112
Map Reference	MB 46 PG 32
Instrument Date	Feb 18, 2026
Instrument	2026059170
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12731 106TH ST, LARGO, FL 33773-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12731 106TH ST, LARGO, FL 33773-1039

Mortgage

Document Number	0023475114
Date	Mar 4, 2026
Instrument	23475/114

Lender

Name	INTEGRITY FINCL SVCS OF TAMPA BAY I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12731 106TH ST, LARGO, FL 33773-1039
Document Number	0201060324
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12731 106TH ST LARGO FL 337731039, LARGO, FL 33773-1039

Mortgage

Document Number	0201060324
Date	Jun 28, 2018
Book Page	020106/000324
Instrument	203990

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 27, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12731 106th St was $1,231.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00	$107,046	$224,705 Land $147,370 Building $77,335
2023	$1,112.00 (+4.61%) Homeowner's exemption	$100,999 (+3%)	$241,775 (+14.18%) Land $174,153 Building $67,622
2022	$1,063.00 Homeowner's exemption	$98,057	$211,749 Land $159,225 Building $52,524

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12731 106th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12731 106th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier.

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