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12730 Ridgeway Ct, Winona, TX 75792 Property Records

Smith County property record for 12730 Ridgeway Ct, Winona, TX 75792

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,398 sqft · built 2023
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Last Sale$232,750 (Nov 2023)
Tax Bill$4,571 (2026)
Deeds & MortgagesNov 2023 Mortgage
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APNR224281

Property Details

APN / Parcel Number

Primary APNR224281
Alternative APN
  • 1-75370-0000-01-011000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,398 sqft Heated Area
1st Floor Area1,398 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area130,680 sqft (3 acres)
Lot Dimensions613 ft deep x 213 ft wide
Garage Area545 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area243 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR224281
Street Address12730 RIDGEWAY CT
CityWINONA
StateTX
Zip75792-1005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTAR MOUNTAIN RANCH U-1 LOT 11 2023 NEW SUBD
Legal SubdivisionSTAR MOUNTAIN RANCH U-1
Legal Lot Number11
JurisdictionSMITH TX
Township / Civil DivisionWINONA
Census Block Group2
Census Block2047
Census Tract1502

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12730 RIDGEWAY CT, WINONA, TX 75792-1005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
LADERA LENDING INC
Jan 26, 2023Special Warranty Deed, Transfer
NOT AVAILABLE, INLAND TITLE OF TEXAS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Deed Document Number202335317
Prior Transfer DateNov 20, 2023
Prior Transfer Doc0000035317
Record UpdatedOct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSMITH TX
Recording DateNov 30, 2023
Property AddressRIDGEWAY CT, TX
Document Number0001035317
Map ReferenceCAB F SL 3593
Instrument DateNov 20, 2023
Instrument202301035317
Transaction TypeTransfer
Record UpdatedFeb 16, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12730 RIDGEWAY CT, WINONA, TX 75792

Transferred To (Grantee/Buyer)

NameVerified Name
Address12730 RIDGEWAY CT, WINONA, TX 75792

Mortgage

Document Number0001035318
DateNov 30, 2023
Instrument202301035318
Lender
NameLADERA LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

January 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSMITH TX
Recording DateJan 26, 2023
Property AddressRIDGEWAY CT, TX
Document Number0001002227
Map ReferenceCAB F SL 3593
Instrument DateJan 26, 2023
Instrument202301002227
Transaction TypeTransfer
Record UpdatedFeb 16, 2024
Title CompanyNOT AVAILABLE, INLAND TITLE OF TEXAS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15521 JOSEPH PHELPS AVE, BAKERSFIELD, CA 93314-5301

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
Unified School DistrictWinona Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,571.00 (+9.75%) Homeowner's exemption$374,946 (+7.36%) Land $86,133 Building $288,813$374,946 (+7.36%) Land $86,133 Building $288,813
2025$4,165.00 (-5%) Homeowner's exemption$349,238 (+365.65%) Land $92,289 Building $256,949$349,238 (+365.65%) Land $92,289 Building $256,949
2024$4,384.00 (+268.71%)
2023$1,189.00$75,000 Land $75,000$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 46% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAR MOUNTAIN WSC
serves 2,175 people · EPA ID TX2120021
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CCECA Broadband
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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